credit card

  1. Sam Maxi

    HDFC Pre-Approved CC

    How Long Did it Take You Guys to Receive Pre-Approved CC Offer from HDFC, i Mean How Old Was your HDFC Account when you Received the Offer? Also was it your 1st Unsecured CC?
  2. N

    RBL Credit card

    Ratnakar Bank Limited offers reliable RBL credit cards that serve different financial needs and lifestyles. RBL credit card offers rewards, cashback, travel perks, and other attractive features. RBL is one of the private banks that is growing at a faster rate and expanding its branches...
  3. S

    HSBC Credit Card Application

    I have been trying to apply for the HSBC Credit Card for over 3 years now. But every time I apply for the card it says Resume application and when I resume it it says application already exists but neither I am getting the card nor can I apply fresh for the card. I want the HSBC lifetime free...
  4. Z

    Credit card utilisation

    If I use 80% of credit card limit and convert it to EMI will it affect my credit score?
  5. Z

    Does buying things on credit card EMI affect your credit score?

    I made a purchase of 73k as a 24 months EMI using my credit card which has an 100k Limit. Now the EMI's per month will be approx 3.6k which is less than 30% of my credit limit but the total credit blocked from card is 73k which is roughly 73% od my credit limit. Will it impact my credit score?
  6. S

    Samsung Phone on EMI

    I'm planning on using my HDFC credit card for my new Samsung purchase in January. I tried multiple ways of getting my limit enhanced but didn't work. I wanted to know if my purchase value is more than my credit limit can I still buy it using EMI? If so what amount will be blocked on my credit...
  7. T

    EMI Order cancellation but with a twist!!!

    Hi Guys I got a fascinating case today that I would like to share and get any feedback if possible. I ordered a Green Soul Gaming Chair for 13,497.06 (excluding 600 Amazon Pay Balance Cashback - Very Important to Note) on a 9-month No Cost EMI. Then after 14-15 hours, the same chair was...
  8. O

    PLS SUGGEST A CC

    Hello everyone i already have 1 bank account and wanted to open a another account so please suggest me some good account type so that i can enjoy great benefits and my second question is that i want a creditcard for only airport lounge access that should be complimentary without any condition of...
  9. R

    HDFC Moneyback to Millenia upgrade

    Hi. It has been almost an year I have been using hdfc Moneyback+ ltf credit card. I now have an upgrade offer to Millenia but it's not ltf. Should I upgrade or wait for Millenia ltf offer?
  10. O

    Amazon pay ICICI credit card limit increase

    me 10 months se Amazon pay ICICI card use kar raha hu 80K limit hai , 60-70% utilisation hai, kya bank mujhe limit increase ka offer degi ?
  11. H

    Minimum spend to avail lounge access

    I have a HDFC debit card which has lounge access but have to spend 5000 rs in previous quarter. I have a monthly SIP of 20K which is being deducted from my debit card. Does this counts in spend and will i be eligible for free lounge access.
  12. Sam Maxi

    First Unsecured Credit Card

    Hello Everyone, I'm New to the Community and i Really Need Some Help. I'm 20 (21 this October), i Am Not Studying, i Buy and Sell Computers, Laptops From My House Itself, Also a Novice Trader. I have had Absolutely No Credit History and to Change that i Started with Getting a FD CC (Paisabazaar...
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