rbi guidelines

  1. I

    Clarification Request on Interest Rate Revisions for Home Loan

    I am writing to seek clarification regarding the interest rate revisions applied to my home loan. I availed a home loan of ₹26,86,000, which was disbursed on 31st January 2025 at an initial interest rate of 8.6%. At the time, the RBI repo rate was 6.5%, and the spread applied by the bank was...
    • itrajan7
    • Thread
    • home loan interest loan rbi guidelines reporate
    • Replies: 3
    • Forum: Loans
  2. M

    Need Help on RBI Rules for Notifying Account Holders About Charges & Insufficient Funds

    Hello everyone, I need help in finding the relevant RBI notification or guidelines regarding banks notifying account holders about charges and insufficient funds. I had started six SIPs through the Groww app, which were supposed to be debited from my SBI account (my main operational account)...
    • mauleek
    • Thread
    • axis bank charges bank charges bank notification rules customer rights ecs return charges insufficient funds nach return charges rbi guidelines rbi notification unauthorized charges
    • Replies: 1
    • Forum: Bank Account
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