Axis bank Credit Card Upgrade Offer

[prashantvishwakarma]

I have Axis Bank's MyZone credit card which is LTF. I have received a card upgrade offer from Axis Bank in which I can upgrade this Axis MyZone card to Axis Cashback credit card whose joining and annual fee is Rs 1000+GST. Should I upgrade this card?

 

[anuragmukherjee28]

If your current MyZone card is LTF (Lifetime Free), it’s already a pretty good deal since you don’t have to pay any annual charges. The Axis Bank Cashback Card is decent too. It gives 5% cashback on online spends and 1% on offline, but the ₹1000 + GST annual fee means you’ll need to spend enough to offset that cost.

If you regularly shop online (like on Amazon, Flipkart, Swiggy, Zomato, etc.), it might be worth upgrading. Otherwise, if your spends are moderate or more offline, sticking with the free MyZone card could make more sense. You could also call Axis Bank to check if they can offer the Cashback card as LTF or with a fee waiver, sometimes they do for existing customers.

 

[spal_98]

Don't upgrade, otherwise u lose ur LTF card.

 

[amartyabhunia001]

I have Axis Bank card 3 month ago LTF first time
Kab tak upgrade offer milega LTF cards ka

 

[spal_98]

I have Axis Bank card 3 month ago LTF first time
Kab tak upgrade offer milega LTF cards ka

1 sal ke pehle milega offer...randomly card use karte raho

 

[amartyabhunia001]

1 sal ke pehle milega offer...randomly card use karte raho

Ltd milega ya nahi upgrade offer main

 

[spal_98]

Milega