CREDIT CARD CLOSURE AFFECT CIBIL?

RAHUL_GOYAL

KF Rookie
HELLO EVERYONE
MERE PASS AXIS FLIPKART CARD HAI YE MERA 1ST CARD HAI AB MERE PASS TOTAL 7 CARD HO GAE HAI. MAI AXIS FLIPKART KO BAND KARNA CHAHTA HOON TOH KYA ISSE MERA CIBIL AFFECT HOGA YA NAHI AXIS PAR MERE PASS NEO CARD BHI RECENTLY MILA HAI. TOH KOI BATAO KI FLIPKART VALA CLOSE KARU YA UPGRADE KARLU.
 

arjungoyal12

KF Mentor
Jab aap update krte ho Credit Card, new credit card old credit card ki age reflect krta hai aur old credit card account close ho jata, esmein cibil ko effect ho bhi sakta hai aur nhi bhi
 
DON'T CLOSE IT.
Agar ap OLD CREDIT CARD ko band karoge to Cibil aur experian dono affect honge.
Upgrade me koi issue nhi h.
Aur agar card close karaya to fir 6 mahine tak koi or card bhi apply nhi kr paoge.
6 mahine se pehle sb application reject hoti rhengi.
Best Advice hai ki ap upgrade kije aur old card bilkul band nhi karana chahiye.
Possible ho to life time free karane ki poochiye bank se
 

Abhishek1106

KF Rookie
HELLO EVERYONE
MERE PASS AXIS FLIPKART CARD HAI YE MERA 1ST CARD HAI AB MERE PASS TOTAL 7 CARD HO GAE HAI. MAI AXIS FLIPKART KO BAND KARNA CHAHTA HOON TOH KYA ISSE MERA CIBIL AFFECT HOGA YA NAHI AXIS PAR MERE PASS NEO CARD BHI RECENTLY MILA HAI. TOH KOI BATAO KI FLIPKART VALA CLOSE KARU YA UPGRADE KARLU.
Don't close your first ever credit card for any reasons. It has all your credit payment history and will affect credit score badly.
Only upgrading your first credit card works well.
 

Abhishek1106

KF Rookie
HDFC Tata Neu Infinity/ Neu Plus. It's first year free and you will get lounge access. 2nd year is 1499/499 can be waived off if you meet previous year spend criteria
 

RAHUL_GOYAL

KF Rookie
DON'T CLOSE IT.
Agar ap OLD CREDIT CARD ko band karoge to Cibil aur experian dono affect honge.
Upgrade me koi issue nhi h.
Aur agar card close karaya to fir 6 mahine tak koi or card bhi apply nhi kr paoge.
6 mahine se pehle sb application reject hoti rhengi.
Best Advice hai ki ap upgrade kije aur old card bilkul band nhi karana chahiye.
Possible ho to life time free karane ki poochiye bank se
ok thanks annual fees aane se phele upgrade hi kar lunga
 
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