Credit Score

[ShahilD]

I currently have three credit products—one secured, one unsecured, and a loan that my family took through my PAN, which was repaid 1.5 years ago. I want to add a new credit product to my CIBIL to improve it eventually. Can I go with any BNPL service, like Paytm, Flipkart, or Simpl? I have no idea how these work and whether they’re safe or not. Can anyone please suggest?

 

[Skylar]

Can I go with any BNPL service, like Paytm, Flipkart, or Simpl? I have no idea how these work and whether they’re safe or not. Can anyone please suggest?

Better take credit cards these BNPL are not cool.

 

[zacobite]

I currently have three credit products—one secured, one unsecured, and a loan that my family took through my PAN, which was repaid 1.5 years ago. I want to add a new credit product to my CIBIL to improve it eventually. Can I go with any BNPL service, like Paytm, Flipkart, or Simpl? I have no idea how these work and whether they’re safe or not. Can anyone please suggest?

dont take new credit for score!!! What you have can help the score improve easily.. Use wiseluy.. pay on time.. score will go up..