Earn 1% Cashback on Credit Card Payments - HDFC BillPay

[ShavirB]

Hi Guys, wanted to share a unique way to earn 1% Cashback on Credit Card Payments from HDFC Billpay. Have been using this method from quite some time now.

Disclaimers:

1) You need to have a Savings Account + Debit Card with HDFC Bank, as the 1% Cashback will be on your Debit Card
2) This method does not work for HDFC Bank Credit Cards
3) If you have Easyshop Platinum debit card then you get a maximum cashback of 750 in a month. Or in other words your Credit Card Bill of max 75,000 will be eligibile for 1% cashback. This INR 750 cashback/ month is also valid on Easyshop Imperia, Preferred, Classic, and Women’s Advantage
If you have HDF's Millenia Debit Card, then the max cashback is capped to INR 400/ month.

Steps for earning 1% cashback

Step 1: Go to HDFC's Netbanking Portal (also valid on App)

Step 2: Got to "BillPay & Recharge" Option from the Top

Step 3: Select Credit Card Payment in the Add Biller Category



Step 4: Select the Credit Card (almost all Credit Cards are available here)

Step 5: Enter your Card Details (Card Number) and Bill Amount

Step 6: In Payment Option, select Debit Card as an option (Cashback is not available on Bank Account)

Step 7: Enter OTP. Complete the Transaction.

Step 8: To track your reward points, go to Card Section ---> Enquire



Step 9: Check and Redeem Card Points
Note: You can only redeem a min of 250 points. These points have a validity of max 1 year from the date of Credit

Step 10: Entire Process can be done via HDFC's App also

Let me know if you know of any other better ways to earn cashback on your Credit Card Payments?

 

[Harsh Shah]

Thank You, Founder!!
Great information, it really works.

 

[arjungoyal12]

This can be with any type of HDFC credit card one can have?

 

[Sumit Bhal]

It is Indeed a bummer that This method does not work for HDFC Banks' own Credit Cards. IDFC credit cards are also unavailable to add to the billers which I found strange.

 

[suhail978]

Useful

 

[sunny16bansal]

The issue here is that this has limited banks listed. So when I heard about this and went on to pay my credit card bill for my IDFC credit card, I could not find it. Is there any workaround for banks which are not listed here?

 

[Gigachad]

Hi Guys, wanted to share a unique way to earn 1% Cashback on Credit Card Payments from HDFC Billpay. Have been using this method from quite some time now.

Disclaimers:

1) You need to have a Savings Account + Debit Card with HDFC Bank, as the 1% Cashback will be on your Debit Card
2) This method does not work for HDFC Bank Credit Cards
3) If you have Easyshop Platinum debit card then you get a maximum cashback of 750 in a month. Or in other words your Credit Card Bill of max 75,000 will be eligibile for 1% cashback. This INR 750 cashback/ month is also valid on Easyshop Imperia, Preferred, Classic, and Women’s Advantage
If you have HDF's Millenia Debit Card, then the max cashback is capped to INR 400/ month.

Steps for earning 1% cashback

Step 1: Go to HDFC's Netbanking Portal (also valid on App)

Step 2: Got to "BillPay & Recharge" Option from the Top

Step 3: Select Credit Card Payment in the Add Biller Category

View attachment 22

Step 4: Select the Credit Card (almost all Credit Cards are available here)

Step 5: Enter your Card Details (Card Number) and Bill Amount

Step 6: In Payment Option, select Debit Card as an option (Cashback is not available on Bank Account)

Step 7: Enter OTP. Complete the Transaction.

Step 8: To track your reward points, go to Card Section ---> Enquire

View attachment 23

Step 9: Check and Redeem Card Points
Note: You can only redeem a min of 250 points. These points have a validity of max 1 year from the date of Credit

Step 10: Entire Process can be done via HDFC's App also

Let me know if you know of any other better ways to earn cashback on your Credit Card Payments?

What about hdfc credit card?..
You can't pay them from hdfc bill protral..

 

[sunny16bansal]

What about hdfc credit card?..
You can't pay them from hdfc bill protral..

Yes, you cannot pay from HDFC credit card using this option

 

[saurabhj]

Great , thanks for this . would love to add that , doing payment with Pay zap app gives good cashback compared to gpay and phonepe

 

[Pahulpreet Kaur]

What are the maintenance charges on a HDFC savings account and what are annual charges of its debit cards and is there a way to get waive off on these charges? @ShavirB

 

[zack54]

Hi Guys, wanted to share a unique way to earn 1% Cashback on Credit Card Payments from HDFC Billpay. Have been using this method from quite some time now.

Disclaimers:

1) You need to have a Savings Account + Debit Card with HDFC Bank, as the 1% Cashback will be on your Debit Card
2) This method does not work for HDFC Bank Credit Cards
3) If you have Easyshop Platinum debit card then you get a maximum cashback of 750 in a month. Or in other words your Credit Card Bill of max 75,000 will be eligibile for 1% cashback. This INR 750 cashback/ month is also valid on Easyshop Imperia, Preferred, Classic, and Women’s Advantage
If you have HDF's Millenia Debit Card, then the max cashback is capped to INR 400/ month.

Steps for earning 1% cashback

Step 1: Go to HDFC's Netbanking Portal (also valid on App)

Step 2: Got to "BillPay & Recharge" Option from the Top

Step 3: Select Credit Card Payment in the Add Biller Category

View attachment 22

Step 4: Select the Credit Card (almost all Credit Cards are available here)

Step 5: Enter your Card Details (Card Number) and Bill Amount

Step 6: In Payment Option, select Debit Card as an option (Cashback is not available on Bank Account)

Step 7: Enter OTP. Complete the Transaction.

Step 8: To track your reward points, go to Card Section ---> Enquire

View attachment 23

Step 9: Check and Redeem Card Points
Note: You can only redeem a min of 250 points. These points have a validity of max 1 year from the date of Credit

Step 10: Entire Process can be done via HDFC's App also

Let me know if you know of any other better ways to earn cashback on your Credit Card Payments?

Hello there,

Thankyou for the shared information. Recently Hdfc bank has changed the website design and as per the new design I tried to pay my credit card bill but I am unable to do so. After entering in the billing section and filling the details of my credit card and further opting the hdfc debit card for payment, transaction failed everytime. I dont know the reason why trasaction has been failed.


Please suggest what should I do?

Thankyou

 

[Pahulpreet Kaur]

Hello there,

Thankyou for the shared information. Recently Hdfc bank has changed the website design and as per the new design I tried to pay my credit card bill but I am unable to do so. After entering in the billing section and filling the details of my credit card and further opting the hdfc debit card for payment, transaction failed everytime. I dont know the reason why trasaction has been failed.


Please suggest what should I do?

Thankyou

someone please confirm about this because I was planning to open an account in HDFC Bank just for this benefit....if it is not longer applicable I wont open an account

 

[zack54]

someone please confirm about this because I was planning to open an account in HDFC Bank just for this benefit....if it is not longer applicable I wont open an account

Hello Ms. Kaur,

As I am holding a Hdfc salary cum saving account, cause its salary based I can maintain zero balance otherwise minimum balance required is 10k. Also I didn't find any way to waive off debit card annual charges. In my opinion I would recommend you to open account in Axis bank. Although they also have minimum balance required in the account but it depends on the type of account you are holding.


Thankyou

 

[Pahulpreet Kaur]

Hello Ms. Kaur,

As I am holding a Hdfc salary cum saving account, cause its salary based I can maintain zero balance otherwise minimum balance required is 10k. Also I didn't find any way to waive off debit card annual charges. In my opinion I would recommend you to open account in Axis bank. Although they also have minimum balance required in the account but it depends on the type of account you are holding.


Thankyou

Thanks for the response but I dont have need to open a bank account. I was going for HDFC bank account just to get the benefit of credit card bill payments (1% cashback) through its debit card. So just wanted to confirm if that offer is still valid then only I will open HDFC account else I dont have need to open any bank account

 

[zack54]

Hello there,

Thankyou for the shared information. Recently Hdfc bank has changed the website design and as per the new design I tried to pay my credit card bill but I am unable to do so. After entering in the billing section and filling the details of my credit card and further opting the hdfc debit card for payment, transaction failed everytime. I dont know the reason why trasaction has been failed.


Please suggest what should I do?

Thankyou

 

[ShavirB]

What are the maintenance charges on a HDFC savings account and what are annual charges of its debit cards and is there a way to get waive off on these charges? @ShavirB

There are maintenance charges per say for HDFC savings Account. You just need to maintain an average minimum balance (this vary's on the type of account you have). Annual Charges for Debit Card also vary from Rs. 200 to TRs. 750 depending on the type of card you have - For Moneyback they will charges Rs. 200, for Platinum they will charge Rs. 750

Have attached the detailed list of charges for HDFC Accounts

 

[Pahulpreet Kaur]

There are maintenance charges per say for HDFC savings Account. You just need to maintain an average minimum balance (this vary's on the type of account you have). Annual Charges for Debit Card also vary from Rs. 200 to TRs. 750 depending on the type of card you have - For Moneyback they will charges Rs. 200, for Platinum they will charge Rs. 750

Have attached the detailed list of charges for HDFC Accounts

Really helpful! Thanks

 

[philipjs1996]

Hi Guys, wanted to share a unique way to earn 1% Cashback on Credit Card Payments from HDFC Billpay. Have been using this method from quite some time now.

Disclaimers:

1) You need to have a Savings Account + Debit Card with HDFC Bank, as the 1% Cashback will be on your Debit Card
2) This method does not work for HDFC Bank Credit Cards
3) If you have Easyshop Platinum debit card then you get a maximum cashback of 750 in a month. Or in other words your Credit Card Bill of max 75,000 will be eligibile for 1% cashback. This INR 750 cashback/ month is also valid on Easyshop Imperia, Preferred, Classic, and Women’s Advantage
If you have HDF's Millenia Debit Card, then the max cashback is capped to INR 400/ month.

Steps for earning 1% cashback

Step 1: Go to HDFC's Netbanking Portal (also valid on App)

Step 2: Got to "BillPay & Recharge" Option from the Top

Step 3: Select Credit Card Payment in the Add Biller Category

View attachment 22

Step 4: Select the Credit Card (almost all Credit Cards are available here)

Step 5: Enter your Card Details (Card Number) and Bill Amount

Step 6: In Payment Option, select Debit Card as an option (Cashback is not available on Bank Account)

Step 7: Enter OTP. Complete the Transaction.

Step 8: To track your reward points, go to Card Section ---> Enquire

View attachment 23

Step 9: Check and Redeem Card Points
Note: You can only redeem a min of 250 points. These points have a validity of max 1 year from the date of Credit

Step 10: Entire Process can be done via HDFC's App also

Let me know if you know of any other better ways to earn cashback on your Credit Card Payments?

You can earn 1% cashback for HDFC credit cards also if you use Mobikwik and make the payment using your HDFC debit card.

 

[hemang]

Can someone confirm that BillPay through hdfc netbanking is giving 1% cashback on credit card bill payment or not ??

 

[Tej23]

Hi Guys, wanted to share a unique way to earn 1% Cashback on Credit Card Payments from HDFC Billpay. Have been using this method from quite some time now.

Disclaimers:

1) You need to have a Savings Account + Debit Card with HDFC Bank, as the 1% Cashback will be on your Debit Card
2) This method does not work for HDFC Bank Credit Cards
3) If you have Easyshop Platinum debit card then you get a maximum cashback of 750 in a month. Or in other words your Credit Card Bill of max 75,000 will be eligibile for 1% cashback. This INR 750 cashback/ month is also valid on Easyshop Imperia, Preferred, Classic, and Women’s Advantage
If you have HDF's Millenia Debit Card, then the max cashback is capped to INR 400/ month.

Steps for earning 1% cashback

Step 1: Go to HDFC's Netbanking Portal (also valid on App)

Step 2: Got to "BillPay & Recharge" Option from the Top

Step 3: Select Credit Card Payment in the Add Biller Category

View attachment 22

Step 4: Select the Credit Card (almost all Credit Cards are available here)

Step 5: Enter your Card Details (Card Number) and Bill Amount

Step 6: In Payment Option, select Debit Card as an option (Cashback is not available on Bank Account)

Step 7: Enter OTP. Complete the Transaction.

Step 8: To track your reward points, go to Card Section ---> Enquire

View attachment 23

Step 9: Check and Redeem Card Points
Note: You can only redeem a min of 250 points. These points have a validity of max 1 year from the date of Credit

Step 10: Entire Process can be done via HDFC's App also

Let me know if you know of any other better ways to earn cashback on your Credit Card Payments?

Hi Guys, wanted to share a unique way to earn 1% Cashback on Credit Card Payments from HDFC Billpay. Have been using this method from quite some time now.

Disclaimers:

1) You need to have a Savings Account + Debit Card with HDFC Bank, as the 1% Cashback will be on your Debit Card
2) This method does not work for HDFC Bank Credit Cards
3) If you have Easyshop Platinum debit card then you get a maximum cashback of 750 in a month. Or in other words your Credit Card Bill of max 75,000 will be eligibile for 1% cashback. This INR 750 cashback/ month is also valid on Easyshop Imperia, Preferred, Classic, and Women’s Advantage
If you have HDF's Millenia Debit Card, then the max cashback is capped to INR 400/ month.

Steps for earning 1% cashback

Step 1: Go to HDFC's Netbanking Portal (also valid on App)

Step 2: Got to "BillPay & Recharge" Option from the Top

Step 3: Select Credit Card Payment in the Add Biller Category

View attachment 22

Step 4: Select the Credit Card (almost all Credit Cards are available here)

Step 5: Enter your Card Details (Card Number) and Bill Amount

Step 6: In Payment Option, select Debit Card as an option (Cashback is not available on Bank Account)

Step 7: Enter OTP. Complete the Transaction.

Step 8: To track your reward points, go to Card Section ---> Enquire

View attachment 23

Step 9: Check and Redeem Card Points
Note: You can only redeem a min of 250 points. These points have a validity of max 1 year from the date of Credit

Step 10: Entire Process can be done via HDFC's App also

Let me know if you know of any other better ways to earn cashback on your Credit Card Payments?

Hi @ShavirB Is it mandatory to set smartpay for these bills or will 1% be applicable if we just pay through DC?