HDFC Lifetime Free (LTF) Credit Cards

Rahul*

KF Rookie
How can I obtain the HDFC Millenia Credit Card with a Lifetime Free (LTF) offer if my monthly net income is approximately ₹80,000?
 

TaxWiser

KF Mentor
How can I obtain the HDFC Millenia Credit Card with a Lifetime Free (LTF) offer if my monthly net income is approximately ₹80,000?
Currently, it totally depends on your luck because the Millennia credit card is not even offered against FD or any ULIPs by the bank manager or Shady bank officials, which was the easiest way to get a good HDFC credit card until last year. So, getting the Millennia credit card as lifetime free is a very rare phenomenon as of now.
 

Rahul*

KF Rookie
Today, I received a call from an individual who introduced himself as a representative from HDFC Bank. He informed me that, based on my account with HDFC Bank, I am eligible for the HDFC Millenia and Diners Club cards with a Lifetime Free (LTF) offer. The call was made from his personal number. Given that I have maintained a balance of over ₹50,000 for the past three months, I would like to know if I can indeed obtain these cards with the LTF offer. Additionally, could you please confirm whether such calls are legitimate or potentially fraudulent?
 

hitirfan

KF Mentor
Today, I received a call from an individual who introduced himself as a representative from HDFC Bank. He informed me that, based on my account with HDFC Bank, I am eligible for the HDFC Millenia and Diners Club cards with a Lifetime Free (LTF) offer. The call was made from his personal number. Given that I have maintained a balance of over ₹50,000 for the past three months, I would like to know if I can indeed obtain these cards with the LTF offer. Additionally, could you please confirm whether such calls are legitimate or potentially fraudulent?
Never trust offers on phone calls. Should have written confirmation like an email.
 

TaxWiser

KF Mentor
Offer Extended till 16th January 2025 🥳

If you don’t have an HDFC credit card or want any of the offered credit cards, now is the best time to try your luck.
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Hurry up! 🤑
 

TaxWiser

KF Mentor
I have HDFC IOCL. They not giving me Millenia.
As per my experience this offer is useful for
  1. HDFC Customer with Zero CC (Mostly)
  2. Non HDFC Customer
  3. Existing HDFC CC Holders (Rarely)
But I feel that everyone should try their luck at least once; who knows, it might work out.

I personally applied for 9 people, out of which only 2 got their lifetime free credit cards, and 1 was offered a first-year free credit card. The rest had their applications rejected even after successful physical verification. 🤑
 

BeHappy

KF Ace
I applied for HDFC Millennia in 26 Nov and got rejected , I asked for reason so they told me it was rejected because of incomplete address.
I have more then one year old Savings Account in HDFC.
Now I'm planning to reapply for millennia in ltf offer on 15 Jan More then 45 Days after previous application.
I have two questions-
1. Can I reapply, I'm concerned because few people says it will show my previous application?
2. At the time of application HDFC need location access or not because I'm not at that please which is my office or Residence address , and if I'm other then these places is there any problem ?
 
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