Do you love watching movies? If so, maybe the PVR Inox Card is your thing. This credit card by Kotak Bank in collaboration with PVR INOX, focuses on providing fantastic benefits for movie enthusiasts. Unlike other cards, it's tailored specifically for those who love the cinema experience.
Key Features
- Welcome Benefits: None.
- Fees: No joining fee; Rs. 499 + GST as the annual renewal fee.
- Best Suited For: Movie lovers.
- Reward Type: Earn reward points with every spend.
- Entertainment Benefits: Discounts on movie tickets and food, plus free movie tickets for monthly spending exceeding Rs. 10,000.
Entertainment and Dining Discounts
This card brings a whole new level of enjoyment to your cinema outings:- Get a 20% discount on food and beverages at PVR/INOX theaters.
- Enjoy a 5% discount on movie tickets when booking with PVR/INOX, whether at the theater or on their app/website.
- Access the In-Cinema Lounges at no extra cost.
Unlimited Movie Tickets
For every monthly spend of Rs. 10,000, you get a free movie ticket. Here's a breakdown:- Spend less than Rs. 10,000: 0 movie tickets.
- Spend between Rs. 10,001 – Rs. 20,000: 1 ticket.
- Up to 5 or more tickets for spends above Rs. 50,000.
Ticket Redemption Process
Claim your movie tickets easily:- Log in to the MB App/Kotak Net Banking.
- Navigate to the Credit Card Overview Section.
- Select PVR INOX Kotak Credit Card.
- Choose PVR INOX Coupon Claim, enter the eligible month, and get M-Coupons valid for 60 days.
Eligibility Criteria
To apply for this card, ensure you meet these requirements:- Age between 18 and 65 years.
- Indian citizenship.
- The minimum age for an add-on credit card is 18.
- Stable income and a good credit score.
Major Drawbacks
- No waivers for renewal charges based on spending.
- If you're eyeing the Kotak PVR credit cards for their movie-centric perks, these cards are solely dedicated to movie rewards, offering no benefits outside of the cinema world. What's more, they miss the mark by not providing any reward points on your purchases—a standard feature in most credit cards out there.
- The disappointment doesn't end there. With annual fees of Rs. 499 and Rs. 999, it raises questions about the justification for such costs. This might leave you wondering if these cards truly offer value for money.