What is the Best credit card to offline spends?

[Ayan37]

What is the Best credit card to offline spends?
Like all types of local kirana store, Clothes Shopping, Local Medicine, Local Gym & joga fees etc.

 

[abhimarda]

What is the Best credit card to offline spends?
Like all types of local kirana store, Clothes Shopping, Local Medicine, Local Gym & joga fees etc.

Kiwi Axix Neon card by Yes Bank if you can get. Scan and pay 2% cashback and if you cross milestones of annual spend of 50k, 1 lakh and 1.5lakh then you will get additional cashback such that your cashback will work out to 3%,4% and 5% respectively on the amount spent.

 

[Ayan37]

Kiwi Axix Neon card by Yes Bank if you can get. Scan and pay 2% cashback and if you cross milestones of annual spend of 50k, 1 lakh and 1.5lakh then you will get additional cashback such that your cashback will work out to 3%,4% and 5% respectively on the amount spent.

BUT this was virtual card i need physical card because merchant upi also disable credit card payments. and i have already tata nue infinity card for upi truncation but this was only 1.5% and maximum limit 500. This is why I want another card.

 

[abhimarda]

BUT this was virtual card i need physical card because merchant upi also disable credit card payments. and i have already tata nue infinity card for upi truncation but this was only 1.5% and maximum limit 500. This is why I want another card.

Ohh...then you have to go for super premium credit card which are normally difficult to get where your returns normally work out more than 1.5%. However, one maximises return by using the points in hotel or flight booking. If you are not looking for such rewards then such cards may not be useful. You may look for Yes Marquee card and SCB Ultimate though.

 

[doctoramar]

Pos swiping using tata neu infinity has 1.5% neucoins.no limit .

 

[Ayan37]

Pos swiping using tata neu infinity has 1.5% neucoins.no limit .

That is not cleared on website or any documents.

5% back tata brand Capping 2000 Nue Coin
5% back Utilities Capping 2000 Nue Coin
1.5% back non-tata brand Capping 2000 Nue Coin
1.5% back UPI Capping 500 Nue Coin

So where is it written that 1.5% unlimited or no Capping for offline Pos transaction.

 

[SanthoshSomu]

What is the Best credit card to offline spends?
Like all types of local kirana store, Clothes Shopping, Local Medicine, Local Gym & joga fees etc.

What is your monthly spend amount for these?

 

[doctoramar]

That is not cleared on website or any documents.

5% back tata brand Capping 2000 Nue Coin
5% back Utilities Capping 2000 Nue Coin
1.5% back non-tata brand Capping 2000 Nue Coin
1.5% back UPI Capping 500 Nue Coin

So where is it written that 1.5% unlimited or no Capping for

That is not cleared on website or any documents.

5% back tata brand Capping 2000 Nue Coin
5% back Utilities Capping 2000 Nue Coin
1.5% back non-tata brand Capping 2000 Nue Coin
1.5% back UPI Capping 500 Nue Coin

So where is it written that 1.5% unlimited or no Capping for offline Pos transaction.

Where is capping for nontata brand retail spend given? Can u show?

 

[Ankit tiwari]

Hdfc neo credit card.

 

[Ayan37]

What is your monthly spend amount for these?

If we take all expenses normally, we spend about 50k to 60k monthly. any ocational spending it's goes up to 1L.

 

[doctoramar]

That is not cleared on website or any documents.

5% back tata brand Capping 2000 Nue Coin
5% back Utilities Capping 2000 Nue Coin
1.5% back non-tata brand Capping 2000 Nue Coin
1.5% back UPI Capping 500 Nue Coin

So where is it written that 1.5% unlimited or no Capping for offline Pos transaction.

Reply from hdfc customer care about 1.5% unlimited