Axis limit increase, maximum cards, card upgrade

vimalkumarbansal · Sunday at 10:19 AM

My Axis credit limit decreased 1-2 years back from 1.5L to 30k only.
1st card flipkart,2nd indianoil, 3rd recently neo .
Flipkart has 500 rs charges, rest ltf.
I want to upgrade my flipkart card to airtel axis.
What if I close flipkart card, will my rest 2 cards will also close as flipkart was my 1st card.

hitirfan · Sunday at 11:03 AM

vimalkumarbansal said:
My Axis credit limit decreased 1-2 years back from 1.5L to 30k only.
1st card flipkart,2nd indianoil, 3rd recently neo .
Flipkart has 500 rs charges, rest ltf.
I want to upgrade my flipkart card to airtel axis.
What if I close flipkart card, will my rest 2 cards will also close as flipkart was my 1st card.

You can close Flipkart then u will be able to apply for Airtel Axis CC. Other cards will staill remain active l.

vimalkumarbansal · Sunday at 11:23 AM

Thanks @hitirfan
Is there any way to upgrade directly from flipkart card close and airtel.axis activates.
As my cibil is low these days.

hitirfan · Sunday at 7:46 PM

vimalkumarbansal said:
Thanks @hitirfan
Is there any way to upgrade directly from flipkart card close and airtel.axis activates.
As my cibil is low these days.

When you close FK CC, you will get pre-approved offer of various cards in Axis Mobile app. They don't check CIBIL for that.

vimalkumarbansal · Monday at 9:32 AM

Thanks

Tk Bhai · Monday at 1:51 PM

vimalkumarbansal said:
My Axis credit limit decreased 1-2 years back from 1.5L to 30k only.
1st card flipkart,2nd indianoil, 3rd recently neo .
Flipkart has 500 rs charges, rest ltf.
I want to upgrade my flipkart card to airtel axis.
What if I close flipkart card, will my rest 2 cards will also close as flipkart was my 1st card.

No, those cards will still active. But flipkart card is better then airtel.
Airtel card cashback capping is only 250 per month.

vimalkumarbansal · Monday at 6:27 PM

Tk Bhai said:
No, those cards will still active. But flipkart card is better then airtel.
Airtel card cashback capping is only 250 per month.

I have hdfc swiggy card also. In which upto 30000 purchase i can get 1500 benefits. N in flipkart my limit is just 29500, in that case , for me both r giving same volume benefits, but flipkart is not free, 500 per year. And swiggy is ltf..
So what shud I do..
shud I close neo card which is just one month old, will that be good for my cibil n axis profile.

Tk Bhai · Monday at 9:40 PM

It's your choice which fits you. But if you close any new card and replace with new one. Then no effect on cibil.

Tk Bhai · Monday at 9:41 PM

vimalkumarbansal said:
My Axis credit limit decreased 1-2 years back from 1.5L to 30k only.
1st card flipkart,2nd indianoil, 3rd recently neo .
Flipkart has 500 rs charges, rest ltf.
I want to upgrade my flipkart card to airtel axis.
What if I close flipkart card, will my rest 2 cards will also close as flipkart was my 1st card.

It's your choice which fits you. But if you close any new card and replace with new one. Then no effect on cibil.

Akusahil · Tuesday at 8:21 AM

vimalkumarbansal said:
My Axis credit limit decreased 1-2 years back from 1.5L to 30k only.
1st card flipkart,2nd indianoil, 3rd recently neo .
Flipkart has 500 rs charges, rest ltf.
I want to upgrade my flipkart card to airtel axis.
What if I close flipkart card, will my rest 2 cards will also close as flipkart was my 1st card.

Hey,
Axis Bank customer care told me, that you can't upgrade credit card basis on Co-branded credit card. You should have core credit card which is actually provided by axis bank such as Neo, Atlas, Rewards cards etc.
So you should close the flipkart axis card to get new card. And you don't need to close all cards. You can close any one of them

Also please correct me if am I wrong, is that true which is told by customer care...

imrahul · Wednesday at 12:26 AM

I have an Axis Bank reward card. If I apply for a Rupay card, will I get the limit of my previous card by merging it or will I get a new limit with the new card?

Akusahil · Wednesday at 12:34 AM

imrahul said:
I have an Axis Bank reward card. If I apply for a Rupay card, will I get the limit of my previous card by merging it or will I get a new limit with the new card?

Mostly every bank provide credit cards with sharing limits. And Axis Bank has the one of them. So you'll get card with same limit and both card's limit will be shared.
I can say that I have Axis Bank 2 Credit cards.

Narinder Kumar · Wednesday at 12:58 AM

Yes, I am also using two credit cards. And on issue of second credit card, Axis bank splitted credit limit.

hitirfan · Wednesday at 10:36 PM

imrahul said:
I have an Axis Bank reward card. If I apply for a Rupay card, will I get the limit of my previous card by merging it or will I get a new limit with the new card?

Merged limit.

hitirfan · Wednesday at 10:42 PM

Narinder Kumar said:
Yes, I am also using two credit cards. And on issue of second credit card, Axis bank splitted credit limit.

Split or Merged?

Akusahil · Wednesday at 11:08 PM

hitirfan said:
Split or Merged?

Merged !

Narinder Kumar · 2025-01-24T01:10:12+0530

Total limit was distributed in both cards. Initially it was 3 Lakh for one card. After issue of second one it was split as 1.5 for each card

Narinder Kumar · 2025-01-24T01:10:42+0530

Total limit was distributed in both cards. Initially it was 3 Lakh for one card. After issue of second one it was split as 1.5 for each card

Akusahil · 2025-01-24T11:58:36+0530

I don't know,
But for me I have overall 1L limit, and also for each card same I have 1L limit.And this 1L limit is shared not splitted or merged...

Axis limit increase, maximum cards, card upgrade

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