Credit card for railway ticket booking & utilities bill payment
- Thread starter amitg0201
- Start date
And this 10k worth of ticket is booked 1 time or this is something like Rs.2k, 5 times a month. I wanted to understand per transaction what is the spend?
Is there a minimum amount per ticket? Coz if it 700-800 then no card will make sense to a great extent. Even the IRCTC cobranded cards will not make much sense...if the amount is higher then SBI Cashback card can make sense for both ticket booking and utility payments (both indirectly).
gurpalsachdeva
KF Ace
I think you may get additional benefits using HDFC Infinia or Diners or Regalia if tickets are booked through Smartbuy portal
For utilities, try axis airtel CC.
It will give you 10% cashback on utilities up to 250/- per month i.e. spends of upto 2500/-
PS - your utility spend may be more or less than 1500/- per month.
IRCTC website is considered govt website and most of the cards won't give any benefit. Similarly, for utility bill payments, you will have very few cards which give any benefit. Better to take SBI Cashback card. Buy Amazon gift voucher and get 5% cashback on it. Add that voucher in Amazon pay balance. Make ticket from Amazon Pay and pay utility bill from Amazon pay using Amazon Pay Balance. I was asking per ticket price as Amazon charges Rs.40 per PNR hence if ticket value is small then it won't make sense as to cover that Rs.40 charge the ticket should be atleast Rs 800.
hitirfan
KF Mentor
Get any IRCTC co-branded card for that
