I have 6 month old fd secured card can now I apply for unsecured card?

My age 23 years old , i issued rs.5000 fd based card on super money app, issued 25th December 2024, first cibil entry on Jan , now six months completed.

Now I am looking for unsecured credit card, which should I apply first in July?

Poco said:

My age 23 years old , i issued rs.5000 fd based card on super money app, issued 25th December 2024, first cibil entry on Jan , now six months completed.

Now I am looking for unsecured credit card, which should I apply first in July?

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I recommend waiting until the BBD/GIF sale arrives, as the chances of CC approval are high.
Choose cc wisely by analyzing your spending habits and always start with Lifetime Free CCs.

Please, let us know the rest of the things as well. Like:
Are you Salaried or Self employed?
What's your age?
In which Bank you have an account?
What was your credit utilization( the limit you used) on your Super money Card.
6 months is not an enough time if you are unemployed or a student, wait for 12 months.
Else,
Apply in the bank you already have a account with.

knagar0078 said:

Please, let us know the rest of the things as well. Like:
Are you Salaried or Self employed?
What's your age?
In which Bank you have an account?
What was your credit utilization( the limit you used) on your Super money Card.
6 months is not an enough time if you are unemployed or a student, wait for 12 months.
Else,
Apply in the bank you already have a account with.

Click to expand...

Currently working and managing transportation business but all my transactions in cash

I have account Central Bank Of India and this is only my account

Out of 5000 credit limit I only used like 500, 250,600,etc in each months almost upto 10% limit

fintech bank fd based credit card improve your credit score but you will not get any popular bank credit card because my brother also tried this method, his get first 20k fd with onecard and continue 1 year and then tried sbi, hdfc, axis and many more last 2 years but he got rejection. but he is a central govt. employe his get decent amount of salary but this method was unsuccessful.