Skylar

I have a bank loan going on with the bank of Baroda for 6 months now. I have paid the EMI in access every month on account of reducing my interest expenses. Today when I checked my statement I found that the excess amount which I have been paying has not been deducted in the principal amount but rather has been set aside as over funded amount. Is this so called "overfunded" amount justified ?

can you please tell me about best zero balance bank account.