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yasharora337

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    I am 20 year old student i am looking for credit card, to increase my cibil score, I am using IDFC wow Rupay card, with 10k FD in that, now i requires an unsecured CC also, can anyone please help me how to proceed with my first unsecured CC.
    S
    sumitgangvani
    Credit card is not an Initial option to uplevel your credit score, if you're 20 years old then you may also can purchase any small amount of smartphone let's say around Rs. 25,000 on no Cost EMI. HDB financial will be the better option for that and clear the EMI's on time, after closure it will automatically offer you more which will be the signal of increased credit score. (y)
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