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  • I have 15 + credit cards and i wanted to file ITR can someone plzz tell how credit cards should be disclosed in ITR, in order to have no issue in future
    zacobite
    zacobite
    you don't need to declare cc in itr..
    wcgxlr8
    wcgxlr8
    +1, as long as your overall CC spends are within your declared taxable income, there is no need to file CC expenses separately.
    • Like
    Reactions: Skylar
    zacobite
    zacobite
    even if they are higher u don't need to worry if income and expense are in line and not disproportionate
    I have opened my HDFC Farmers Account on 06 July 2022,
    R
    raghavgarg
    then I applied HDFC Paytm Card from paytm app which also got approved for same reason (due to existing relationship with bank) with 500+gst fees (merged limit) .
    R
    raghavgarg
    So as of now I have 4 HDFC Cards and I have not recieved any card upgrade offer nor any limit enhancement offer what should I do.

    I am afraid after reading this, HDFC don,t close my cards
    • Haha
    Reactions: Skylar
    Aftab Khan
    Aftab Khan
    Use Your Credit Cards Regularly and Pay Before Due Date and Have Patience Limit Will Be Increased in some Months

    And Also Please Don't Take These Much Cards with Annual and Joining Fees

    I prefer Having Lifetime Free Credit Cards
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