R

Rajpal

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  • R
    Sir agar credit card ki bill payment 15000 ho kisi reason se na di gyi ho toh bank wale uspe charges lgakar 40000,50000 bill bna de toh.kya kre.kehte hai 15000rs dedo settlement kr dete hai apni principal amount paid krke bhi settlement he hoga?yeh toh bhot galat baat hai koi help kro k kaise clear ho cibil
    Bharatiya Nagrik
    Bharatiya Nagrik
    Sir this is their business. Unka fayda hi aise customers se hota hai ki jo credit card use karke uska bill nahi bhar pate hai. Tabhi toh unko fayda hoga. Jo log card used karke time se paise bhardete hai usse bank ko koi fayda nahi hota.
    Bharatiya Nagrik
    Bharatiya Nagrik
    Credit card ko debit card samajh ke use karna chahiye. Yaani ki agar aapke account me koi saman kharidne ke paise ho toh hi aap vo debit se kharid te hona. Agar paise nahi account me toh aap nahi kharidoge. Waise hi credit card ko bhi sambhal ke use karna chahiye nahi toh bahot log isse udhari ke chakkar me barbaad hue hai.
    Ankit Dwivedi
    Ankit Dwivedi
    Agar bank cooperative nahi hai, toh aap RBI banking complain portal (https://rbi.org.in/Scripts/Complaints.aspx) ke paas apni complaint register kar sakte hain. Yeh aapko neutral resolution mein help karenge. Consumer forum (***********.consumerhelpline.gov.in/) mein bhi complaint file kar sakte hain agar aapko lagta hai ki unfair charges lagaye gaye hain.
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