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  1. TaxWiser

    Best zero balance account with no charges at all

    Open SBI Zero Balance Savings A/C via Yono app by doing video KYC and upon receiving physical debit card, apply for virtual debit card using Yono app and after getting virtual dc, close the physical debit card thus, making it completely Zero Balance Savings Account with Zero charges. SBI will...
  2. TaxWiser

    Pre approved offer

    IndusInd Bank but my recommendation will be HDFC & Axis. 🤗
  3. TaxWiser

    HDFC SWIGGY CREDIT CARD LTF ISSUE

    Send 📧 :
  4. TaxWiser

    best balance savings account for students wanting to earn passively

    SBI Zero Balance Savings A/C opened online via Yono app HDFC Pragati Savings A/C (Half Yearly Balance Requirement: ₹2500) Federal Bank Savings A/C These accounts offer a combination of features that should meet your needs, including the ability to handle international transactions. Since you...
  5. TaxWiser

    Income Tax Filing and Tax Liability for Receiving Funds through Bank Account

    Same as mentioned before. Read the full post, it answers all necessary questions. 🤗
  6. TaxWiser

    Income Tax Filing and Tax Liability for Receiving Funds through Bank Account

    ● Using Your PNB Jan Dhan Yojana Savings Account You can continue using your PNB Jan Dhan Yojana savings account for your business transactions. This account is designed to have no minimum balance requirement, which is a big plus for managing your funds without worrying about penalties. However...
  7. TaxWiser

    What should be my first savings account ?

    Keep a combination of PSU(SBI/BOB) & Private(HDFC/ICICI/AXIS) Bank Savings Account. 🤗
  8. TaxWiser

    ULIP vs mutual fund

    Watch Labour Law Advisor's YT videos/Playlist on ULIPs to see the Broader Picture. 😒
  9. TaxWiser

    HDFC Lifetime Free (LTF) Credit Cards

    As per my experience this offer is useful for HDFC Customer with Zero CC (Mostly) Non HDFC Customer Existing HDFC CC Holders (Rarely) But I feel that everyone should try their luck at least once; who knows, it might work out. I personally applied for 9 people, out of which only 2 got their...
  10. TaxWiser

    NEED HELP for stock releated fees

    ■ Seek Clarification and Negotiate: Request a meeting or a detailed explanation from VCK Securities regarding the fees. If the fees are not justified, negotiate with them to reduce or waive some of the charges. Mention that you were not informed about these high charges beforehand and that such...
  11. TaxWiser

    HDFC swiggy credit card

    Nope 👎
  12. TaxWiser

    HDFC swiggy credit card

    Yupp 🙃
  13. TaxWiser

    HDFC swiggy credit card

    🤔
  14. TaxWiser

    Best fuel + ofline spent credit card

    A bank can’t convert a lifetime free credit card into a paid card without your direct or indirect permission. As I mentioned, they might try to do so via upgrade offers. Once a card is issued as lifetime free, the bank can only decrease the limit or close the card if they find some illegal...
  15. TaxWiser

    HDFC Lifetime Free (LTF) Credit Cards

    Offer Extended till 16th January 2025 🥳 If you don’t have an HDFC credit card or want any of the offered credit cards, now is the best time to try your luck. Hurry up! 🤑
  16. TaxWiser

    Income Tax Filing and Tax Liability for Receiving Funds through Bank Account

    Hey there! It sounds like you're doing a great job with your recharge service! Here are a few friendly tips to help you stay on top of your tax game: 1. Filing Income Tax Returns Yes, you should definitely file your income tax returns. Since your annual receipt is around ₹7.2 lakh, it's above...
  17. TaxWiser

    Usage of credit card limit

    Total Credit Limit
  18. TaxWiser

    10x reward point hdfc bank credit card

    The HDFC Biz Grow Credit Card offers various rewards and benefits, but it’s important to note that insurance payments are generally excluded from earning rewards. To maximize your rewards, focus on eligible transactions and take advantage of the accelerated Cash Points on business-related...
  19. TaxWiser

    Mutual fund SIP payment using Amazon pay

    A credit card can be used to load balance in an Amazon Pay Wallet. However, using this balance for investments is prohibited, thereby ensuring compliance with SEBI guidelines. ✌️
  20. TaxWiser

    HDFC swiggy credit card

    Yupp 🫣 Currently they are doing Physical Home Address Verification via Third-party Agent and in some case asks for Income Documents (Mostly in case of New Customers who don't have Savings/Salary A/C in HDFC Bank)
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