Search results

Check out some latest videos, articles, and official website regarding the same. 🤗

Check out some latest videos & official website regarding the same 🤗

Because the current financial year is ending, every bank employee is trying to complete their targets by hook or crook. 😒 The best course of action is to raise the issue with the branch manager and bank customer care via email while maintaining proper records of communication. If the issue...

Currently I'm using following means to check my CIBIL score for Free: Amazon Pay, Cred, Gpay, One Score, & CIBIL official website(One Free Credit Report per Year) 🤑

Hey, just relax. You don't need to activate that credit card. If you leave it inactive for 37 days, it'll close automatically, no fees or penalties as per RBI guidelines. There might be a tiny, temporary blip on your credit report, but it'll bounce right back. 🤗

In India, Privacy is a Myth 🫣

Check out this old thread regarding the same: https://bekifaayati.co/threads/best-fd-backed-cc.8166/post-38673

Credit card's reach should mirror debit card's, Spend wisely. ✌️

For better understanding, watch following YT video:

For FDs(Principle + Interest = ₹500000 : DICGC Secured), you should consider checking out SFBs through platforms like Stable Money, Smallcase, Airtel app, Ind Money etc. But When it comes to Savings Accounts, I’d suggest going with conventional PSU and private banks like SBI, HDFC, ICICI, Axis...

Well, it depends! For those who struggle with financial discipline, they might seem more like a bane. But for the financially savvy, they can be a real boon! Just like any other modern invention, whether it's the internet or smartphones, credit cards can significantly enhance your life if used...

If Investment Tenure is Equal to or More than 8 years : Mutual Funds, ETFs & Smallcase Less than 8 years : FD in Small Finance Banks, SCSS, Post Office Deposit Schemes Less than 2 or 1 years : FD in your Primary Bank Note: Invest in direct stocks only if you have proper knowledge and...

Fixed Deposit Savings A/C with Auto Sweep Facility

I've used these strategies in the past to get pre-approved for an HDFC credit card, but I can't guarantee they'll still work. One approach was to open an HDFC savings account, maintain a daily average balance of ₹30,000, and make frequent transactions of ₹1,000 or more. Another option might be...

Axis Bank is currently offering lifetime free Axis Neo and MyZone credit cards. I recommend considering the MyZone RuPay Lifetime Free card as it provides more flexibility for both online and offline transactions. Once you have this lifetime free card, you can close your existing credit card...

Your credit utilization will be calculated on the overall limit of ₹180000 in your CIBIL report, but you can't spend more than ₹90,000 using both credit cards, or the bank will impose over-limit charges if you do. 🫣

As per my understanding, Early adopters of an existing innovation in a region where it's previously unknown are often seen as the first to bring it there. 😉

SBI did it First 🫣

Currently Axis is offering MyZone RuPay CC as LTF CC but you should first try negotiating with HDFC Bank, to provide Tata Neu CC as LTF CC. 🤗

I recommend closing the Pay Later account, as I've done so myself previously because my primary objective of getting a LTF CC without any income proof was accomplished. While this might slightly impact your CIBIL score temporarily, it should normalize within two to three months if you follow...