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  1. TaxWiser

    Offers on Insurance premium paid by credit cards

    Valid till March 31, 2025
  2. TaxWiser

    Pay before bill generation

    I Know 😭 At present you can prepay your HDFC CC Bill via Payzapp, HDFC Mobile banking app & Netbanking as far as I know. 🙄
  3. TaxWiser

    Need finical tips

    To Do: Start tracking your spending. Evaluate your expenses every month and try to save as much as possible by compromising on some wants without hampering your needs. Use those savings to experience new things as much as possible. Invest some time in learning personal finance without cutting...
  4. TaxWiser

    Credit card

    If you haven't had any loans or credit cards before, your credit score should be zero. 🤔 If your CIBIL score is actually around 300, don't worry! You can apply for an FD-backed secured credit card, such as IDFC Secured, Tata Neu Secured CC, OneCard, Super Money CC etc. 🙃
  5. TaxWiser

    Saving Account

    Both SBI(PSU) + HDFC(Private)
  6. TaxWiser

    SBI Cashback double dip ?

    Yupp 👍, I think so 😅 BTW I want to know your POV on choosing Oppo Reno 13 against its peers like Oneplus 13R & IQOO 12. 🫣
  7. TaxWiser

    How do I pay unbilled transactions in HDFC CC, as I have used 75% of my limit?

    For HDFC CCs, use Payzapp 👍 Currently, third-party apps like Cred, MobiKwik, etc., are not functioning for paying extra amounts on credit cards beyond the billed amount (TAD). 😭
  8. TaxWiser

    Best Fd Backed CC

    Apart from Secured CC, if your primary objective is to build Credit Score then consider opening Amazon Pay Later or any Pay Later account. Use less than 25% of the sanctioned Pay Later limit and pay the TAD atleast 5 days before Due Date. This is how I started building my Credit Score and...
  9. TaxWiser

    Looking for Travel credit card!

    Watch following videos:
  10. TaxWiser

    Looking for Travel credit card!

    Axis Atlas
  11. TaxWiser

    Which is the best investment for a baby girl

    For me, yes, INDmoney is one of the best apps. As mentioned earlier, it’s my primary app for all my US investments and SIPs in Indian mutual funds. Additionally, it provides a smooth experience when it comes to tracking my overall investment portfolio. For transparency, I also use AngelOne for...
  12. TaxWiser

    Which is the best investment for a baby girl

    Yes, even if your PPF contributions are sufficient for tax deductions, you should still consider investing in SSY because SSY not only provides tax deductions under Section 80C but also ensures that the entire maturity amount is tax-free, which is a unique benefit compared to other investments. 🤗
  13. TaxWiser

    Wrong UPI transaction

    Contact your Branch Manager first Try to chat with him using the upi ID on Gpay, if he's an honest person then their's some probability that he might return your money.
  14. TaxWiser

    ULIP vs mutual fund

    It wasn’t a roast, just a biased reaction to the statement about considering ULIPs as a long-term investment. In some cases, ULIPs can be seen as tax-saving instruments and term insurance alternatives for those without proper income documents(after taking PMJJBY and PMSBY). ULIPs are mostly...
  15. TaxWiser

    Which is the best investment for a baby girl

    You can choose between INDmoney and Vested app based on your needs, as both are great options. ✌️ Personally, I’ve been using INDmoney for US investments and tracking all my investments, bank accounts, and credit cards for over 4 years. I’ve had a smooth experience overall, except for one...
  16. TaxWiser

    Which is the best investment for a baby girl

    Hey Neeraj! It’s awesome that you’re planning for your baby girl’s future! While mutual funds are a great option, I’d also suggest looking into some safe and secure instruments like the Sukanya Samriddhi Yojana (SSY) and the NPS Vatsalya scheme. By combining these comparatively safer...
  17. TaxWiser

    2nd level grievance at HDFC bank

    I'm not sure about the level but you should try sending email :
  18. TaxWiser

    Best ways to utilize amazon pay balance

    Think this way: you'll get the product for free by using the Amazon Pay balance, meaning you won't have to spend a single penny. BTW Don't forget that Amazon Pay Balance expire after 1 year 🤑
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