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First of all, look for a lifetime free credit card to relieve yourself from the burden of using the card just to get rewards and benefits that compensate for joining and renewal fees. Next, analyze your personal and family members’ spending to see where a credit card can be utilized to provide...

Yes, it's an appropriate decision. 👍 Use AI to write an professional email regarding the same and send it

Watch this video for more insights: But Make the Final Decision based on your own Risk Appetite and DYOR 🫡

Shopping on Amazon, Mobile Recharge & Bill Payments

If you don't have any Private Bank Savings Account then you can consider opening regular savings account in it but if you already have an account in HDFC, ICICI, or Kotak then it won't make much sense. My Personal recommendation for Private Bank Savings Account will be HDFC Pragati Savings...

You can give it a try but don't activate the CC before confirming from IndusInd bank via email and if it's not LTF CC then after 30-35 days it will be automatically closed due to Inactivation, have some minor impact on your credit score which will eventually get back to normal within a month or...

Amazon Pay ICICI CC (Best Lifetime Free CC for Amazon users) Swiggy HDFC CC / SBI Cashback CC (Best for Online Spends) Tata Neu Infinity Rupay CC (Best Rewarding RuPay CC if you're Tata Brand User and since you're a student I assume you can easily utilize neu coins) Airtel Axis CC (For Utility...

Since you are stuck in such a poor financial situation, it shows that you’re not so good at managing your finances. But that's okay – it happens to the best of us. 😅 My personal recommendation would be to focus on clearing all your dues first, even if it means dipping into your investments and...

Yupp, you can have more than one demat account, and there's no harm in it. ✌️ Ind Money is a one-stop destination to track and manage most of your investments, including US Stocks, Indian Stocks, Mutual Funds, PF, NPS, FDs, Credit Cards, and Insurance. It's one of the best investment apps...

Lucky You 🥳 But most of my RuPay credit cards levy a 1% fuel surcharge. 😅

To get Charged, Use it on Indian Oil or any Fuel Station instead of HPCL 🤑

₹75000 in each previous quarter

You should consider Stable Money, Smallcase, Airtel, Angel One etc. apps for the same. 🙃

You can open a salary account in PSU bank without a sweat if you have good contacts but in private banks it's difficult but you can visit your nearest branch to get most precise information.✌️

Mostly via Yono & HDFC mobile banking app with Description like Transfer to Self, Purchase, Trading, Investment, Cash etc. Since He had opened HDFC salary account, it became the primary one. I think you are right. 🤔 My Recommendation would be to go with PSU Bank because having 2 salary account...

My brother has been using an SBI salary account for the past 7 years and an HDFC salary account for the past 4 years, and I have never faced such complications for doing the same. BTW thanks for this Extra Input 🤗

Rupay : If it's LTF then take it or else leave it. ✌️

Ask the merchant to enable credit card payment, but there’s a 100% chance he will not do so as he has to bear merchant fees on credit card payments. One thing you can try is to pay in multiples of ₹2000. Generally, a payment of ₹2000+₹2000 is allowed on a single RuPay credit card within 24...

Nope, wait for atleast 3 months 👍

Keep using Amazon Pay Later until you receive Pre-approved offer for Amazon Pay ICICI LTF CC. In the meantime you can try your luck with HDFC CC which are currently offered LTF. ✌️