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Hi Folks CIBIL is running an offer for all of its subscription plans on independance Day🥳 use coupon code: CIBIL50 50% off on CIBIL subscription applicable on all plans applicable on both web and android app annual plan 600rs only half yearly plan at 400rs use coupon code: CIBIL50

Current Account type ? CURRENT MAB ?

Independence Day Offer 🎉 Use code *CIBIL50* to get 50% off. Pay only ₹600 for a 1-year CIBIL subscription.

Buy Now Pay Later (BNPL) accounts (I.e amazon PL , Flipkart PL, etc) can severely harm your credit profile. It's best to avoid using BNPL, as it won't improve your credit score and may even have a negative impact. Banks often view individuals with BNPL accounts as credit-hungry and may reject...

ICICI Bank has a unique way of reporting credit card limits. Even if multiple cards have a combined limit, the bank reports each card separately to the credit bureau. This helps customers manage their credit score better. Now, let's address your question. You have two cards with a combined...

There could be several reasons for the rejection: 1. Over-leveraging: You already have multiple credit cards, which might make lenders think you're taking on too much debt. 2. Credit utilization ratio: Check if you're using too much of your available credit limit. Try to keep it below 30%. 3...

1 .. If you're an Axis Bank credit card holder, you might have a pre-approved offer. Here's how to check: 1. Open the Axis Mobile app. 2. Go to the credit card section. 3. Click "Apply Now" and then "Credit Card". 4. You'll see pre-approved cards. Choose one you like. 5. Get your card...

Good to know about your income, that’s great , My suggestion is that you should apply on C2C basis only through an agent like me , I’d applied for both HDFC nd SBI card through an agent and both got approved. If you want anything about the agent contact details then DM me.

Yes Bro , you can apply C2C basis , no minimum limit required (higher limit of your old card, bank will decide the limit of the new card’s limit accordingly) Your Old card should be more than 6 month old Bank can verify your office and home, this happens with some people and not with all ...

No , in my case only 1 year ITR

Afaik… ICICI A pay , if asks

Just follow step 1 You’ll ll always remember when you’ve to make the payment.

I'm not familiar with setting up autopay, I'd like to share my personal experience on how to avoid overdue bills and late payments. For the past four years, I've successfully managed to pay my bills on time, and I'd like to share my strategy with you. I manage 18+ credit cards, and here's how I...

Yes , ye offer pe depend karta hai

Cibil score is very poor bro, You should wait for a few months so that your CIBIL score goes above 735 again If there is no late payment in CIBIL, then some banks can give credit card even if the CIBIL is above 680+ But this is not the case in your case.

First tell me about his CIBIL, what is his CIBIL status, are there any late payments? The preapproved offer of SBI which is shown in netbanking is also a "subject to approval". During apply you will have to hit CIBIL, VKYC and verification process. after that you will get the card…