If it's rupay then, just like in any UPI app you add a bank account, there would be an option to link rupay credit card, link it. Then when doing transaction to any merchant, choose your credit card and do the payment.
Kotak UPI Rupay credit Card
Kotak league credit card
HDFC UPI Virtual rupay credit card (minimal joining and annual fees of 99+gst and fee waiver on 25k spends/year which can be easily done)
Apart from this, ICICI coral Rupay can be obtained as LTF
Tata New Rupay credit card gives better reward on UPI right now. If u want to choose between Axis qiwi and Coral credit card you can go for Coral credit card. I am myself using ICICI coral and Bob premier for UPI purposes.