Check if foreclosure charges can be waived or lowered.
Consider a balance transfer to avoid foreclosure penalties.
Negotiate with the lender.
Calculate total costs before deciding.
Pradhan Mantri Mudra Yojana (PMMY)
PMMY offers collateral-free loans up to ₹10 lakh to micro and small businesses, including freelancers. The loans are categorized as:
Shishu: Up to ₹50,000
Kishore: ₹50,001 to ₹5 lakh
Tarun: ₹5,00,001 to ₹10 lakh
These loans can be used for working capital...
The Tata Neu Infinity RuPay Select credit card, issued by HDFC Bank, does not offer benefits like complimentary lounge access or wellness offers (e.g., spa, gym, health checkups) that are typically associated with RuPay Select cards. This limitation arises because HDFC Bank has not enrolled this...
Yes Bank typically reports credit information to CIBIL (Credit Information Bureau India Limited) on a monthly basis.
After your billing cycle ends (usually at the end of the month), Yes Bank collects your updated account data, including repayments, outstanding balances, credit utilization, and...
Talk to your parents or guardians about co-applying for a loan. Visit banks that offer education loans and ask specifically about loans for UPSC coaching without collateral.
If your only income is interest from the NRO account and TDS has been deducted correctly, but the total income is below the exemption limit, filing may not be mandatory, but it’s often advisable to file to claim a refund if excess TDS has been deducted.