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I received upgrade calls from ICICI for about nine months, and eventually they offered me the same card as Lifetime Free (LTF). Regardless of which card you hold, ICICI tends to increase your credit limit based on your spending pattern. They’re quite generous with limit enhancements just keep...

If you want a simple no nonsense interface then Zeroda is good.

Bro search on YouTube for some reliable agencies that deal with fixing the cibil. Only they could help with 787 days default.

I believe the conversion rate stays the same, no matter where you redeem the points.

I use them for mobile recharge

I have MB+ and TNP cards and I have applied for swiggy card it got approved and been using it from 10months now.

Try checking, if its available in your office location.

CIBIL score is linked to your PAN number, so changing your mobile number does not directly impact your credit score. However, it is important to update your new mobile number across all your existing bank accounts. Failure to do so may result in inconsistencies in your personal information when...

Only option is Axis open app or net banking

Electricity bill 3030/- Cashback - 250/- Airtel platform charges - 58.3/- Final CB: 191.7/-

I personally do not use SBI credit cards, as my father already holds them. However, I’ve observed that some of my self-employed friends have successfully acquired SBI cards as well.

Tips and tricks 😅 My cibil score 789 Annual income 10L Cibil history at the time of applying 4years. Applied through google pay for Axis ace and it got approved. My cousins Cibil score 801 Annual Income 23L Cibil history at the time of applying 11years. Applied through google pay for axis...

3Months but 6months is safe option.

Without income proof HDFC cards are tough to acquire. But depending on location/credit history they wouldn't be checking income proof and office address. as you are still new to this it may not easy but you can try your luck if swiggy app is showing it preapproved.

CardAnnual FeeBest ForReward RateLounge AccessWorth It at ₹1.2L Spend? HDFC Regalia Gold₹2,500–2,950Balanced lifestyle4 RP/₹150 (≈1.3%)Domestic + Intl (limited)Maybe – if you value memberships like Swiggy One & MMT Black HDFC Marriott Bonvoy₹3,500+Frequent Marriott staysMarriott Points...

A single-day payment delay typically has a minimal impact on your credit score, which usually recovers within six months. However, real-world approvals often depend less on the score itself and more on how individual bank employees interpret your report. Some will overlook a 1-day DPD if they...

I had closed the card and reapplied after a gap of three years. During that period, I added several other credit cards and built a stronger credit history, which likely contributed to a higher credit limit upon reapplication. If you're considering whether to retain your current IndusInd card, it...

Back in 2022, I had applied for an IndusInd credit card, but was only offered a credit limit of ₹30,000, which led me to close the card shortly after. Despite multiple follow-ups calls from the bank over the next few months, I chose not to respond. However, upon discovering the benefits of the...

Users say RBL card has issues with rewards calculation.