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A credit card can be used to load balance in an Amazon Pay Wallet. However, using this balance for investments is prohibited, thereby ensuring compliance with SEBI guidelines. ✌️

Yupp 🫣 Currently they are doing Physical Home Address Verification via Third-party Agent and in some case asks for Income Documents (Mostly in case of New Customers who don't have Savings/Salary A/C in HDFC Bank)

I completely agree that monthly budgeting is crucial for managing finances effectively. Without a budget, it’s easy to lose track of spending and miss out on potential savings. Budgeting helps you allocate your income towards essential expenses, savings, and investments, ensuring you live within...

Check it on the website:

I think it won't, but not sure 😅

Currently

IDFC First Wealth CC

If you can utilize Tata Neu Coins then apply for Tata Neu Infinity/Plus CC against FD or else stick with the IDFC till you get an Unsecured LTF CC as Super Money CC will not be of much use in your case. For daily Cashback use Navi & Super Money for UPI spends. 🤗

No Harm in Trying ✌️

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Here's some of best CCs of HDFC & Other banks for your spends as far as I know: Axis Flipkart CC SBI Cashback CC HDFC Millennia CC HDFC Swiggy CC Airtel Axis CC (best for Airtel Users) Axis Ace CC Standard Chartered Super Value Titanium CC Axis Neo CC (only for Mobile Recharge via Paytm)...

Here are my recommendations: Books Reason Rich Dad Poor Dad A foundational introduction to personal finance, this book contrasts the financial philosophies of the author’s two “dads” and provides valuable lessons on money management, investing, and financial independence. The Psychology...

Debt Mutual Funds/ETFs SFB's FD Savings Account with Auto Sweep facility

Amazon Pay ICICI CC & If trick shown in following video is still working then use HDFC Millennia CC :

You're welcome! To clarify, mutual funds are not directly stored with SEBI. Instead, they are held by the mutual fund companies (AMCs) and are overseen by SEBI, which regulates and ensures the safety and transparency of these investments. Even if a broker or platform faces issues, your mutual...

I personally use INDmoney for my SIP investments and also use Groww, Dhan, and AngelOne for the SIPs of my family members. In my experience, there’s not much difference between these platforms in terms of functionality and ease of use. Each platform offers a user-friendly interface, a wide range...

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Currently HDFC is not issuing Millennia as LTF CC no matter what you do. The best they can offer is Millennia FYF CC. If you want Millennia as LTF only then It's just a waste of time and effort. 😔 My personal recommendation will be to try getting Swiggy HDFC or Tata Neu Infinity as LTF CC as...