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CardAnnual FeeBest ForReward RateLounge AccessWorth It at ₹1.2L Spend? HDFC Regalia Gold₹2,500–2,950Balanced lifestyle4 RP/₹150 (≈1.3%)Domestic + Intl (limited)Maybe – if you value memberships like Swiggy One & MMT Black HDFC Marriott Bonvoy₹3,500+Frequent Marriott staysMarriott Points...

A single-day payment delay typically has a minimal impact on your credit score, which usually recovers within six months. However, real-world approvals often depend less on the score itself and more on how individual bank employees interpret your report. Some will overlook a 1-day DPD if they...

I had closed the card and reapplied after a gap of three years. During that period, I added several other credit cards and built a stronger credit history, which likely contributed to a higher credit limit upon reapplication. If you're considering whether to retain your current IndusInd card, it...

Back in 2022, I had applied for an IndusInd credit card, but was only offered a credit limit of ₹30,000, which led me to close the card shortly after. Despite multiple follow-ups calls from the bank over the next few months, I chose not to respond. However, upon discovering the benefits of the...

Users say RBL card has issues with rewards calculation.

Credit limit on those cards?

Contact customer support to confirm whether the card is LTF. In the meantime, you can make extensive use of this card for online purchases and enjoy substantial returns. Even with a fee of 500, this card remains a valuable choice.

Effective Dates: Please note the two key effective dates for these changes: June 20, 2025, and October 1, 2025. General Program Changes Reward Tracking Method (Effective June 20, 2025): Reward points will now be calculated based on transaction categories instead of Merchant Category Codes...

You can buy products on amazon, as well as paying utility bills.

OneCard Credit Card IndusInd Legend Credit Card These 2 aren't working as of now for that offer.

Mine always under 2% cause of multiple cards.

I don't believe that the credit mix is the determining factor. My uncle is in a similar situation, he has only credit cards, no other loans, and his circumstances are otherwise identical to mine. He has maintained zero inquiries for the past four years, and his credit age is 13 years. Despite...

From Last 1 and half year my score is 792 - Maintain Low Credit Utilization ✅ - Timely Payments ✅ - Hard Inquiries (only 2 enquiries in last 11 months) ✅ - Old Accounts Active ✅ - Credit Utilization (always under 20%) ✅ - Healthy Credit Mix (Having only credit cards no other loan) 5years 11...

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app is from : Microsoft

You can use SMS Organiser by Microsoft.

Opting for the insurance provided by the car dealer can be a practical choice, as it often simplifies the claim process when dealing with an insurer linked to the dealership.

Obtaining a credit card with a CIBIL score of 714 can be challenging, as most banks typically set a minimum requirement of 740 to 760. However, you might consider exploring options with IndusInd Bank or RBL Bank, as they are known to have relatively lenient criteria for issuing credit cards.

If you pay your credit card bill before the statement is generated, it won't directly increase your CIBIL score. However, it's still a good practice as it helps keep your credit utilization ratio low, which is an important factor in maintaining a healthy credit score.