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That lock in period is the USP, NPS as a product is designed for retirement only

Kotak is a good one, but pls make sure you stay invested for long term

I am of the view that getting all the information at one place makes it easier for the customer. Also you can invest in schemes of any bank irrespective of the fact that you have account with that bank or not

I will try to give me some suggestions for tax saving, and not tav evading 1) pay rent to your spouse or parents and claim HRA 2) opt for employer NPSb- this will help you in new tax regime as well 3) health and life insurances

For short term, lumpsum or SIP, if you want to go for equity - choose between index MFs or ETFs. For any other MF, even large cap, it is advisable to stay invested for atleast 5-7 years 1) Index MFs track nifty index and are relatively stable. And you benefit from the growth in index, nifty or...

Hi, all the suggestions are good, but I think considering your investment horizon, going for index funds is the best option. Midcap and flexicap are good when you have time in your hand, considering they are volatile. Alternatively, you can also explore index ETFs - they are a good option. You...

Yes, all these post office and SBI annuity schemes are for residents only, not NRI

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Considering PF is a EEE instrument and for retirement purposes, and you get tax benefits on home loan, if you are in no pressure, pls do not use you PF corpus. The age of the loan will also have a huge implication on the decision, that's one point you should keep in mind.

Nees to decide based on what the payment schedule is and how your future cash flows look. Assuming no delays in construction and possession in 2026, I think you would be best of paying this to builder. In this case, if you pay this amount to builder you don't have to take equivalent amount from...

1) Go for home loan, esp. if you are in highest tax bracket. You save on tax and balance money can be invested in higher yielding asset classes and earn 10-11% post tax return