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HDFC Allows only one active card

When was the transaction done?

In case of FD, the Total Interest in a year should be less than 50,000 in a single year. If its more than 50K a TDS of 10% will be charged on the total interest.

Your spends? Income Range Requirements from cards like Cashback, airport lounge or other benefits.

Yes, after the Ban they will start issuing cards aggressively to capture the market again

Not sure about this else call CC and say to convert Freedom to LTF as both cards are chargeable

Only use the Tata Neu Card as it will give you better returns

Close the Freedom Card after 1 year as you already paid the joining fees.

Use your cards regularly especially the IDFC ones with higher limit

offline via branch

Yes, his credit age is also new that will also play a factor

Wait for at least 10-12 months on your IDFC Card then apply C2C

Use the WM Debit card frequently on the e-commerce platforms. What is your other card limits & age? ICICI will not give you pre-approved offers if this is your first card from them even if you maintain 1L+. Try to use this account as primary.

Nothing much after the devaluation

Close it downgrading will not be worth it as you have TATA Neu Plus

No only one 250CB

You get the Add-on-Card from the Axis Mobile app underneath Airtel Axis Card Details Apply for an Add-on card Click on that fill in the details and do the VKYC. Currently, they are not issuing Add-ons. I got mine last October for a family member.

Do you need it? If yes, then ask them to give it in writing. In the Demant Account, there is maintenance charges from the second year. The Annual Maintenance Charge (AMC) for a Demat account is a fee that a Depository Participant (DP) or brokerage house charges to cover the costs of...

Yes, I can understand that but when getting new cards, the bank will think before giving you a card as you have so many unsecured loans. And your income-to-credit ratio is also very high if I am not wrong. Can you share your monthly income's approximate value? I suggest closing the unused ones...

Shared Limits are counted as one card account which will not be an issue.