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  1. Skylar

    Recommendation for my first credit card as Student

    People started getting the card. my friend got that card on September 28th with 500 FD he got limit of 450
  2. Skylar

    Which Private bank is best for secondary account

    In these three - ICICI is the best for banking ICICI has better customer support and mostly no hidden charges. Axis does too much gimmicky stuff and to get those charges reversed we need to waste time with customer support. IDFC is okey but it's like BSNL between Airtel and JIO
  3. Skylar

    Which Private bank is best for secondary account

    When SBI CB card and HDFC swiggy card offer 5% on both the sites and most other online site why still look for Amazon pay card and flipkart card? Any specific reason?
  4. Skylar

    Queries regarding flipkart axis bank credit card.

    You can manually request them for LE and they will ask you supporting documents. I'm having the card from 1.2 years and haven't got LE spent 3lacs on the card.
  5. Skylar

    Queries regarding flipkart axis bank credit card.

    Nope, Mobile number is not taken into consideration of eligibility. - Credit score it/ ITR / Salary Slip these are the required documents for credit card application.
  6. Skylar

    Queries regarding flipkart axis bank credit card.

    Nope that can't be done as Adhar and Pan are linked with the account you can only request to change the number.
  7. Skylar

    Tata neu hdfc fd credit card

    Nope, having it from 10 months, reached fee waiver criteria so keeping it or else would have closed it.
  8. Skylar

    Recommendation for my first credit card as Student

    Apply for Flipkart Super Money credit card. LTF card Interest Up to 9% on FD and 90% of the FD amount as credit limit, and FD starts at 100/- 5% cashback on Myntra 3% cashback on Cleartrip 2% cashback on Flipkart 0.5% cashback other eligible spends Rumor: Another Card – “Supercard Plus”...
  9. Skylar

    Any Axis Airtel users?

    Finally, congratulations. Every 5 months they are giving upgrade option, 5 months of getting Ace I got Axis airtel and now 5 months of getting Airtel they giving me upgrade of the ace card to Axis Signature.
  10. Skylar

    Multiple Hdfc credit card

    Contact costumer care and ask for a rupay card. Or try your luck applying rupay card from payzapp
  11. Skylar

    TATA NEU INFINITY PLUS CREDIT CARD

    You can mail HDFC grievance Grievance.Redressal@hdfcbank.com
  12. Skylar

    Fuel card for 1 lack monthaly spend

    As you are aware, most banks have issued fair usage guidelines, prohibiting the use of personal credit cards for business purposes. Therefore, we can only manage this by obtaining multiple cards under family members’ names and distributing the 10K spend across each card. SBI BPCL OCTANE -...
  13. Skylar

    Need help building my credit card portfolio

    Make sure you do not have more than 2 hard enquiries in the last 6 months before applying for federal bank cards.
  14. Skylar

    Need help building my credit card portfolio

    SBI has this overleverage condition Apay - 8.5L Ace - 5L Coral - 12L (how come apay and coral have different limits?) Amex - 8.93L Total: 8.5+12+5+8.93 - 34.43 L ITR: 33L so, could be hard to get SBI card, but if that 8L and 12L of ICICI cards is merged then in leverage will be less and high...
  15. Skylar

    Need help building my credit card portfolio

    Except for BOGO offer, there isn't anything good about these cards. - If you see any please mention it.
  16. Skylar

    Need help building my credit card portfolio

    LTF conversation of this card is highly impossible. - But 5% on utility bills up to 500 per month - 1.5% on most other offline purchases - 1.5% base plus 3% to 5% extra cashback on online spends using axis edge portal Card pays for itself.
  17. Skylar

    I have 3 lifetime free credit cards but now I am not using them by not using them will my credit score will reduce or not ?..

    It won't be reduced it will improve, Note: use those cards at least once a year so they don't become inactive.
  18. Skylar

    Not getting any upgrade on HDFC CC

    Please contact the grievance department. They will request documents to be sent to the Chennai office and may assist with the LE, though it is not guaranteed. HDFC LE is rare and time-consuming. Recently, they have started issuing LE in monthly batches, but the criteria for pre-approval are...
  19. Skylar

    HDFC Moneyback Plus

    By mailing them you can get it converted to Rupay card.
  20. Skylar

    Zero markup cards- CC or DC

    CC - IDFC WOW, RBL world Safari, Federal bank Scapia DC - Niyo Global DC, Axis Bank Burgundy DC, ICICI Sapphiro International DC
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