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  1. Skylar

    IndusInd legend Credit card

    Once a month for the first few customers.
  2. Skylar

    Why servers of Bekifaayati are down again? i ahve proof

    This issue occurs when I don't have a proper network connection. While YouTube videos continue to play, websites fail to load, which is a common problem with many online forums. Once I switched from Wi-Fi to mobile data, the site started working, and I realized it was a network issue, not a site...
  3. Skylar

    virtual

    You'll get physical card.
  4. Skylar

    Amazon ICICI Credit card related

    Gap between each application?
  5. Skylar

    Infinia or Diners Black card. best credit card

    HDFC Infinia Credit Card: First Year Fee Waiver: You can get the first-year fee waived by spending ₹3,00,000 within 90 days of card issuance. Renewal Fee Waiver: The renewal fee is waived if you spend ₹10,00,000 or more in the preceding 12 months. HDFC Diners Club Black Credit Card: First...
  6. Skylar

    HSBC CREDIT CARD APPLICATION AN CIVIL ENQUIRY

    That is not normal. Please reach out to HSBC again and wait for their response. If they do not respond within 30 days, you can register a complaint with the RBI Ombudsman. HDFC conducted three credit inquiries for one application, and when I complained to customer support, they said it couldn't...
  7. Skylar

    Stick with Old or Try New?

    The claim process is always a hassle, so it is better to choose the option that is priced lower.
  8. Skylar

    Minimum Average Balance timing

    The timing for calculating the end-of-day balance can vary from bank to bank. However, it is generally around 11:59 PM. Previously, it was often considered to be 6 PM, but with computerized systems, the day-end is now typically at 11:59 PM
  9. Skylar

    Minimum Average Balance timing

    Monthly Average Balance (MAB) is calculated by dividing the total closing balances by the number of days in a month. Banks typically check the balance at the end of each day. If you withdraw some amount around 8 PM and deposit it back by 7 AM the next day, it will not affect your MAB as long...
  10. Skylar

    Optimizing My Credit Card Spending Strategy: Seeking Suggestions

    IDFC Power Plus IDFC select doesn't have offer on grocery spend.
  11. Skylar

    Looking for My First Credit Card – Suggestions Welcome!

    Existing costumers can get new cards.
  12. Skylar

    Optimizing My Credit Card Spending Strategy: Seeking Suggestions

    Its just gimik, Grocery and Utility • Applicable on: Eligible grocery & utility transactions are identified basis the Merchant Category Code (MCC) received with the transaction data. • Applicable structure: 30 Reward points per ₹150 spends on grocery & utility (1 Reward point = ₹0.25) • Maximum...
  13. Skylar

    Looking for My First Credit Card – Suggestions Welcome!

    You can easily get kotak credit card then. They'll push it on you.
  14. Skylar

    Airtel Axis Bank Credit Card

    I'm not getting 10% for other network recharges. This once can't be done on airtel thanks app.
  15. Skylar

    Looking for My First Credit Card – Suggestions Welcome!

    As it is your first time, consider trying the bank where you have your salary account.
  16. Skylar

    Optimizing My Credit Card Spending Strategy: Seeking Suggestions

    Yes. Yes. Also, Swiggy HDFC credit card as its being issued as LTF as of now.
  17. Skylar

    Tata neu credit card application rejected

    Tata Neu Infinity HDFC Bank Credit Card Eligibility: For Salaried Indian national Age: Min 21 years & Max 60 Years Net Monthly Income > Rs 1 Lakh For Self Employed Indian national Age: Min 21 years & Max 65 Years ITR > Rs 12 Lakhs per annum
  18. Skylar

    Looking for a good Cashback cerdit card with travel perks

    Axis Airtel and Swiggy HDFC can be considered must have cashback cards as of now.
  19. Skylar

    Looking for a good Cashback cerdit card with travel perks

    Cashback cards and travel cards serve different purposes, and currently, there are no cards that offer both benefits. However, if you are looking for a travel-centric card, you may consider looking for rewards points-based cards but there aren't any good once under 1K fee. -
  20. Skylar

    Is this the new credit card scam?

    I faced the same issue. While paying college/school fees, multiple payment options are provided. The first one is most likely the college's own portal, while the others are third-party payment portals that incur extra charges, even though they display the same fee as the college. (HDFC might...
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