The less frequently you use an app, the more aggressively they push offers to retain you.
For instance, Zomato lacks proper customer support, so I avoid using it altogether. Consequently, they keep offering me a membership for just ₹9 for three months.
Conversely, despite my extensive use of...
Possible reasons:
The information I entered from the Axis Bank website might have been updated after the MasterCard ban, which is why the MasterCard dates are not mentioned.
The Neo card is launched in 2024, so this new card has a different date. and information not updated on website. or...
IDFC First Bank HPCL Power+ Credit Card
Earn 5% Reward Point on expenses of up to ₹12,000 every month, plus earn 1.5% value back as HP Happy Coins if used via HP Pay app, upto Rs. 10000 per month
SBI BPCL OCTANE Credit Card
Earn 6.25% on expenses upto Rs. 10,000 per statement.
But both cards...
The possible billing cycle dates for credit card statements are as follows:
Miles & More Cards – 25th of each month
Vistara Cards – 22nd of each month
Signature Card – 18th of each month
Ace Credit Card – 15th of each month
Axis Bank Freecharge Plus Credit Card – 12th of each month
Other...
When I applied for the Swiggy HDFC card, I already had the Core (LTF) card and the Tata Neu card (paid), so it was not an issue. You can apply for the card as well.
However, if you have a pending application or if your previous application is less than six months old, the lead might not be...
The ICICI Amazon Pay card is generally not eligible for a 10% discount during sales. Occasionally, it may work on select products with special offers, regardless of the sale terms and conditions.
Obtaining the Emeralde LTF is quite rare. Even customer support is unable to assist, as they will inform you that it is system-generated. However, if you have a RM, you may ask them if they can help in securing it as LTF
Kotak Urbane Gold Credit Card:
Milestone Feature: Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points
As of now there is no list of non-eligible transactions.
There is no disadvantage in maintaining an Insta Savings Account. However, if you wish to close it, please visit the branch and submit an account closure form. Should the bank staff inform you that closing the account will result in the loss of your credit card, you can clarify that you have...
Please do not be overly concerned. With only five months of credit history, it will take some time to build your score to over 760. As you mentioned, continue to make timely payments and maintain a low utilization ratio, ideally under 60%.
Please note that the bank will issue only one card, so it is important to choose wisely. The card carries an annual fee of ₹471.82.
10 points for every ₹100 spent on online transactions.
2 PopCoins for every ₹100 spent on offline transactions.
2% PopCoins on UPI transactions, up to a maximum of...
Pros:
- Active money - Auto Sweep of amount above 25k into FD
- You can do everything in app itself, haven't visited bank in 7 years.
- Now there 811 UPI app gives cashbacks (Promotional could be discontinued in future)
Cons:
- I would say costumer support.