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  1. ShavirB

    which is the best Rupay credit card with domestic lounge access

    Please correct me if I'm wrong, but all Rupay Credit Cards offer Domestic Lounge Access. The number of Accesses in a year vary from card to card.
  2. ShavirB

    How to close PMJJY scheme in sbi

    There are 2 ways to cancel this 1) Visit the branch and ask them to stop the auto debit into this scheme. You will have to submit a written application 2) Alternatively, keep your Bank Account empty - Auto Debit will not go through because of low balance, and scheme will automatically get...
  3. ShavirB

    I want amazon icici credit card

    Will only be available from Amazon or ICICI website. Additionally having a Prime Membership + Good Credit Score helps in getting this card easily
  4. ShavirB

    Need help in PSU Mutual fund

    Hey @Aaaaa , as a thumb rule I won't recommend investing in sectoral funds. Also returns of >1% per day is not sustainable in the long run.. Maybe these funds are offering such returns right now, but please remember markets are cyclical and can turn the other way any day..
  5. ShavirB

    Nippon Growth fund

    Do you have some analysis for this?
  6. ShavirB

    Kotak Bank RTGS Form

    Kotak Bank, a prominent player in India provides multiple electronic fund transfer options. Mainly there are 3 ways in which you can make electronic payment with Kotak Bank - RTGS, NEFT, and IMPS. Before moving forward, it's important to understand the differences between the 3 modes Type...
  7. ShavirB

    Navi personal loan

    What Interest Rate is being offered to you?
  8. ShavirB

    HDFC Bank CC

    So these are some of the things you need to consider before making your decision - Prima facie HDFC Doesn't allow holding 2 HDFC CCs at once, but i've seen multiple folks carrying 2 cards. So you will need to play smartly - DCB has gone under devaluation in the past 1 year, chances are it...
  9. ShavirB

    Is Investing Rs. 1.5 Lakhs in PPF Before April 5th a Wise Choice?

    Yes, this way you will get full year interest for your investment while being tax free.
  10. ShavirB

    Pre disease insurance

    These are the 2 Insurances that cover pre existing Heart Conditions Care Heart Health Insurance (Max Cover upto Rs. 10 Lakh) Star Health Cardiac Care Max Cover upto Rs. 15 Lakh) Star Health Cardiac has almost 30% higher annual premium but is a better policy
  11. ShavirB

    Which Health insurance for father with Diabetes mother with no disease will be best ?

    Ok, this seems slightly complicated so let me try to break this down Only type 2 diabetes is covered by Insurance Companies. Type 1 is rarely covered. Insurance Companies bifurcate Type 2 diabetes on various parameters - When did this happen (Before or After 30)? Any Comorbidity? etc Both...
  12. ShavirB

    Applied credit card by mistake

    Chances of Fraud happening with the Card. Better you receive and destroy the Card
  13. ShavirB

    civil score

    OneScore App shows you both CIBIL and Experian Score for FREE
  14. ShavirB

    Credit card closure

    What is the length of your credit history with any Bank? Credit History could be because of any debt product - Credit Card, Any type of Loan, BNPL, etc. If your credit history is 5 years and SBI Simply Save Credit Card is the oldest association you have with any Bank - then the advice by...
  15. ShavirB

    Applied credit card by mistake

    You can't cancel the application, the only option is to not activate the card when it is delivered
  16. ShavirB

    Zero Balance Current Account

    Few Banks which offer Zero Balance Current Accounts - AU Small Finance (Digital CA & Power CA) IDFC Bank (Zero Balance) Yes Bank (Blitz Digital) Disclaimer: Zero Balance CAs come with a lot of restrictions - Limited Functionality (most features won't work), High Transaction Costs, No Credit...
  17. ShavirB

    YES Bank RTGS Form

    Yes Bank, one of the late entrants in the Indian Banking Industry provides 3 options for fund transfer - RTGS, NEFT, and IMPS. Before moving forward, let's understand the differences between the 3 modes; Type of Transfer NEFT IMPS RTGS Speed of settlement Half-Hourly Real-Time...
  18. ShavirB

    ICICI Alumni Offer

    Looking into the flagging issue. Looping @nikhilchauhan also
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