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Few days back I got an email from ICICI with a LTF Offer for ICICI Sapphiro. I got interested (didn’t apply though) as ICICI Sapphiro is one of the most Premium Cards offered by ICICI after Emeralde. Sapphiro comes with a Joining Fees of Rs. 6500 + Taxes and Annual Fees of Rs. 3500+ Taxes. I...

Correct. As per my understanding, even though Private Banks would have slightly higher requirements of min balance, the experience of using the account would be much better. Since HUF is in case slightly complicated than a normal Savings/ Current Account - you should go ahead with a Bank which...

Generally different is better, which is why some experts recommend daily SIP over Monthly SIP. But in the overall scheme of things, the difference would be negligible. Most Important thing is to start and keep investing over 10-20 year period.

Which Bank is it? Generally MNC Banks allow KYC verification over video call and email

Yes this is in any given financial year and the 10 lakh limit is cumulative of all your Credit Cards. Please note in case your total transactions cross 10 Lakh in 1 year, your profile is flagged off. If the expense matched your income, you have nothing to worry. In case it doesn't then it...

Shocking they rejected your LE application, they always seemed pretty desperate for some additional business. The service also varies a lot from one branch to another

Kindly avoid sharing your personal details (email, Phone number)

You can get it easily get it on Amazon App if you're a Prime User

From what I've observed, IDFC Folks are pretty open to increasing your Credit Limit anytime you reach out to them. Provided, you have a good track record and maintain some balance in your Savings Account

Bank Of Baroda Credit Card Status There's always some uncertainty once you're applied for your Credit Card. Most of the folks don't know that they can actually track their Credit Card application after applying. Thought would pen down few ways in which you can track your application. Also their...

What is SWIFT? SWIFT (Society for Worldwide Interbank Financial Telecommunications) is like an interconnected body for all the Banks globally which ensures quick and accurate transfer of information, funds, etc. For this purpose each Bank has been assigned a unique code (also called BIC or...

In addition to this, one should also go through few other metrics - Alpha, Beta, Standard Deviation and Capture ratio. This will give you a wholistic overview of the fund's performance

Wow this is huge, looks like Axis Bank is in deep mess especially with their Credit Cards

I found Ditto's service decent. Unfortunately, have had to make 2 claims for my Health Insurance in the past year or so, both the times their service was on point

@zacobite although you get good deal if getting it directly from company, but often i've observed that most insurance companies massively lack in post sale service. Have faced this personally with Bajaj and ICICI. Claims are much smoother via an agent, that is if you have a good agent.

If all the details were correct, under no circumstances it would've been rejected. Next time, you can try applying either via an agent or a directly from bank branch

Was this a Loan Application or a Credit Card Application? And how did you apply?

Hi Guys, just a reminder sharing of private information (phone number, email) is prohibited on the platform. Neither is selling/ marketing of any kind of service. This portal is purely for sharing knowledge

Banks typically involve 3rd party agencies for verifying authenticity of the information provided. Verification could involve anything - Address, KYC, Education, etc.

Guys please note, there are clear rules by RBI from recovery of such fraud transactions - Within 3 days: If you report fraud transaction within 3 days of the incident, then you will bear zero liability for it. In this case, 100% amount will be refunded Within 4-7 days: If you report fraud...