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  1. ShavirB

    Best mutual fund

    Attaching video here also for your reference
  2. ShavirB

    Fi App (Federal Bank) RBI COMPLAINT FOR DEBIT CARD AMC

    True, they change their rules like anything
  3. ShavirB

    Has anyone used Stable Money for investing in FDs?

    For how long was the FD? Maybe it's a case of FD rollover
  4. ShavirB

    LIC vs MF

    Selection of Mutual Funds will completely depend on your risk appetite. Given you have a fairly long time frame, if you can afford to take some risk - you could think of either a momentum fund (Nifty 200 Momentum 30) or a Mid/ Small Cap. To understand decent funds in different categories you can...
  5. ShavirB

    Zero Balance Savings Account.

    Correct it was shut down by ICICI in early 2023
  6. ShavirB

    Presumptive income and capital gain from share and mutual fund

    You can file returns in ITR -4 form (Sugam) if you're claiming presumptive taxation under section 44AD, 44ADA, or 44AE
  7. ShavirB

    Axis bank

    Didn't understand your query?
  8. ShavirB

    Fi App (Federal Bank) RBI COMPLAINT FOR DEBIT CARD AMC

    Charges for FI Debit Card depend on the type of Debit Card you have. - For Salary and Infinite Accounts, there's Zero Charge... - For Plus and Standard Accounts, you'll have to pay Joining Fees of Rs. 499 + GST These prices are mentioned on their website
  9. ShavirB

    Best Rupay Credit Card 2024

    We had suggested a few decent Rupay Credit Cards in one of our YT videos. You can watch that video here
  10. ShavirB

    quant small cap fund direct growth

    We had covered a detailed review of Quant Small Cap in one of our YT Videos. You can watch that video here
  11. ShavirB

    LIC vs MF

    Please understand that LIC won't give you a pure investment scheme, it'll have an Insurance component. Because of this Insurance component the returns from Investment won't be that great. I'd recommend you to watch this video to understand the investment options you have for your daughter
  12. ShavirB

    Need help on ITR and PF

    You can always file an online complaint through the EPFiGMS portal. You can register a complaint by providing your UAN, and your employer’s establishment code.
  13. ShavirB

    Should I Withdraw Provident Fund to Prepay Home Loan?

    Since most of your interest is paid in the initial half of your loan prepayment, I would advise you to avail the Section 24(B) tax benefits. This will significantly bring down the Effective Rate of Home Loan - If you're in the 30% tax bracket, your effective rate after availing tax benefit would...
  14. ShavirB

    Suggestions for AMEX Card

    If you're looking for a beginners card, I would recommend AMEX Smart Earn. This card comes with an Annual Fee of Rs. 495+ GST but you'd get 10X Reward Points on Zomato. Additionally you'd get 1X reward points on Utility Payments
  15. ShavirB

    Should I Withdraw Provident Fund to Prepay Home Loan?

    You forgot to consider tax benefits from Home Loan under Section 80C and Section 24(B). If you consider that your net outflow for Home Loan Payment would reduce a bit
  16. ShavirB

    Zero Balance Savings Account.

    We've recommended a few decent Zero Balance Accounts in this video
  17. ShavirB

    Business idea

    You can watch this video for few ideas
  18. ShavirB

    Berkshire Hathaway AGM 2024: Key Takeaways

    Here are 30 key takeaways 1. Big tribute to Charlie Munger. The entire 30-minute starting video is about Charlie. It’s amazing what he has done for the investment community 2. Berkshire Hathaway trims its stake in Apple by 13% 3. Insurance is still an excellent business. Ajit is doing an...
  19. ShavirB

    Avoid SBI Credit Card Emi foreclosure charges and Gst

    You can try and negotiate with the Bank but I highly doubt they'll agree to waive this
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