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Hi, you can follow this thread for a detailed discussion on this topic https://bekifaayati.co/threads/best-app-for-credit-card-bill-payment.993/

Honestly if the Loan is bothering you, you should use both methods to decrease the Loan Burden. My advice would be don't stretch yourself too much, try to prepay only what you're 100% comfortable with. If you put all your extra earnings into paying off your loan, you'll forget to live your life

Ideally, FD Interest Income should added Every Year. Interest Income threshold for TDS deduction is Rs. 50,000, so if you add Income Every Year it'll be below the threshold limit. FD for Minor Account will be clubbed with Parent Income

Hi, welcome to the community :)

Yes, this does sound like a shady transaction.. This is the reason for account debit. Please get in touch with your bank, most likely they will ask you to sign some sort of disclosures before removing the ban

Yes

Any idea why the amount was stuck? And was it GBP 7000 or INR 7000?

Hi @drsachinchale , welcome to the community :)

You will need to check with the Bank for the reason for this Debit Freeze, only then we can figure out the solution. Possibly the amount you're sending is high

Fame -2 benefits, which are already inbuilt in the final price you pay for Scooter. 4 Wheelers are eligible for Section 80 EEB Tax benefits

These are the few decent ones for Senior Citizens Care Plus HDFC my Surakhsa Niva Bupa Health Companion

Prepayment charge for existing bank + Proc. Charging for new Bank + Documentation, Legal Charge for New Bank

At 690 CIBIL Score it will be tough to get an unsecured card. Try for secured card from the Bank in which you have your Savings Acocunt

What was the reason for cutting?

What is the exact query you have?

Please shoot your query

Pls understand that better policy will come at a cost. If you choose a policy with additional and superior features the annual premiums will definitely shoot up

Youc an watch bekifaayati's video on best Mutual Funds on Youtube. Videos is titled "Best Mutual Funds for 2024 || Best SIP Plans for 2024"

You can watch bekifaayati's video on SWP on Youtube. The video is titled "SWP for Monthly Income || Best Investment Plan for Monthly Income?"

have a similar thread running https://bekifaayati.co/threads/aeronpay-fraud.1740/