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  1. TaxWiser

    HDFC MoneyBack Plus Card: 10x Points on Amazon - Clarification on Direct Amazon Spend

    Absolutely 💯 Correct Use Smartbuy to get the most out of your purchase via HDFC CC. 🤗
  2. TaxWiser

    Upgrade from HDFC rupay UPI card

    Nope Nope, Premium CC like Regalia are sanctioned on Pre-approved basis or through CC Upgrade offers as far as I know. Not Sure, but I know many people having multiple HDFC CCs (mostly 1 core & 2-3 non core/Co-Branded CCs) Yupp, It will surely increase your chances Best way to get...
  3. TaxWiser

    CIBIL releted

    Then wait for 1-3 months & try the same. 👍
  4. TaxWiser

    CIBIL releted

    Use different apps to check your CIBIL scores. Personally, I use Amazon Pay to check my mother’s CIBIL score and GPay & OneScore to check my own CIBIL score registered with same Mobile Number. Easy Peasy 😉
  5. TaxWiser

    Best bank with services and benefits for NRE Account

    Opening an NRE (Non-Resident External) account is a great way to manage your finances in India while living abroad. Here are some banks that offer excellent services, facilities, and attractive credit card offers for NRE account holders: 1. HDFC Bank: ▪︎ NRE Savings Account: Offers competitive...
  6. TaxWiser

    Home loan part payment

    By the book, it’s best to clear all your loans (liabilities) before making any new investments (assets). However, if you’re an investment expert who can generate substantial returns that significantly exceed your loan interest, then you might consider investing despite the conventional Old...
  7. TaxWiser

    Axis Neo Credit card Rejected

    Maintain 1Lakh+ Daily Average Balance in your Axis Savings A/C for few months then try applying for it via Axis Mobile App or if you are lucky enough Axis will provide Pre-approved LTF CC offer to you. That's how my mother got his LTF Axis CC without any income proof & Zero CIBIL score. Hope...
  8. TaxWiser

    HDFC SWIGGY CREDIT CARD

    Try applying after you turn 21. In the meantime, watch this video and work on increasing your credit score as much as possible: Best of Luck ✌️
  9. TaxWiser

    FLIPKART AXIS BANK CREDIT CARD

    Nope, in video's end, she clearly mentioned that to find "how to make Flipkart Axis CC LTF" visit Bekifaayati Community and you are suggesting to watch the video. Looks like you yourself didn’t watched the video completely 🤨
  10. TaxWiser

    I want to save money but not in my HDFc saving account for 1 year ? Where do I Save please help me

    It’s a community, you shared your thoughts, and I shared mine. The thing is, we’re coming from completely opposite angles. Investing is a vast topic. Without proper understanding, one piece of advice can be a game-changer for someone and a total disaster for someone else. Keep Learning, Keep...
  11. TaxWiser

    How to confirm my Swiggy HDFC card is LTF

    Write an enquiry mail regarding the same with all the screenshots/documents supporting your issue to following HDFC Customer Service email: Thus providing a solid proof that your CC is LTF for future reference ✌️ Pro Tip: Use AI to write a formal email regarding the same.
  12. TaxWiser

    How can I transfer my personal loan from HDFC Bank to other banks?

    Given your situation, you might have a good chance to transfer your personal loans to a better interest rate through a balance transfer (BT). Here are some key points to consider: Eligibility for Balance Transfer Employment and Income: Since your salary is credited to HDFC Bank, this can work...
  13. TaxWiser

    best inevstment for students ?

    Hey there! 😊 First things first, invest in upskilling yourself. If you have any money left after that, then think about putting it into mutual funds, fixed deposits, equity, etc. Everyone out there is investing thousands and lakhs in SIPs every month without compromising their lifestyle. So...
  14. TaxWiser

    I want to save money but not in my HDFc saving account for 1 year ? Where do I Save please help me

    Firstly, the government is not issuing any fresh Sovereign Gold Bonds (SGBs) at the moment. Secondly & Main reason behind my reaction: in the first post, it was clearly stated that he wanted to invest only for 1 year as he will require this money for his college fees. Yet, without getting the...
  15. TaxWiser

    Rupay credit card

    Good Rupay CCs: Jupiter Edge Rupay CC Super Money Rupay CC Tata Neu Rupay CC (best for Tata brand users & for non Tata brand users, its just an average cc) HSBC Platinum Rupay CC Average Rupay CCs: SBI SimplySAVE RuPay CC PNB Platinum Rupay CC BOB Rupay CC
  16. TaxWiser

    Credit card

    Amazon Pay ICICI LTF CC HDFC Swiggy CC SBI SimplySAVE RuPay/SimplyClick CC
  17. TaxWiser

    Is there any LTF card which provide free 1yr hotstar or timesprime?

    Check out this article, it might be helpful for you: 🤗
  18. TaxWiser

    All accounts are closed but still showing active in civil

    If it’s been 90 days since you closed all these accounts, you can go ahead and raise a dispute on the CIBIL website(watch some YT videos for reference). If not, just wait for at least 3 months after the accounts were closed. Before raising a dispute, make sure you have the NOC (No Objection...
  19. TaxWiser

    ipo

    Yes, you can apply in both the HNI and Retail categories with the same PAN, but your IPO application will be the first to get rejected at the time of allotment. Therefore, it’s advisable to apply only in one category(Retail, Small HNI or Big HNI) from one brokerage app/ASBA for a single IPO...
  20. TaxWiser

    Why my SBI Credit Card Application was declined every time.

    The aforementioned thoughts are my assumptions regarding your issue. If these assumptions are the core reason behind your issue, here are some steps you can take to manage this situation effectively: Steps to Manage High Credit Limit 1. Reduce Credit Utilization: Keep Balances Low: Try to keep...
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