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Nope 👎

Yupp 🙃

🤔

A bank can’t convert a lifetime free credit card into a paid card without your direct or indirect permission. As I mentioned, they might try to do so via upgrade offers. Once a card is issued as lifetime free, the bank can only decrease the limit or close the card if they find some illegal...

Offer Extended till 16th January 2025 🥳 If you don’t have an HDFC credit card or want any of the offered credit cards, now is the best time to try your luck. Hurry up! 🤑

Hey there! It sounds like you're doing a great job with your recharge service! Here are a few friendly tips to help you stay on top of your tax game: 1. Filing Income Tax Returns Yes, you should definitely file your income tax returns. Since your annual receipt is around ₹7.2 lakh, it's above...

Total Credit Limit

The HDFC Biz Grow Credit Card offers various rewards and benefits, but it’s important to note that insurance payments are generally excluded from earning rewards. To maximize your rewards, focus on eligible transactions and take advantage of the accelerated Cash Points on business-related...

A credit card can be used to load balance in an Amazon Pay Wallet. However, using this balance for investments is prohibited, thereby ensuring compliance with SEBI guidelines. ✌️

Yupp 🫣 Currently they are doing Physical Home Address Verification via Third-party Agent and in some case asks for Income Documents (Mostly in case of New Customers who don't have Savings/Salary A/C in HDFC Bank)

I completely agree that monthly budgeting is crucial for managing finances effectively. Without a budget, it’s easy to lose track of spending and miss out on potential savings. Budgeting helps you allocate your income towards essential expenses, savings, and investments, ensuring you live within...

Check it on the website:

I think it won't, but not sure 😅

Currently

IDFC First Wealth CC

If you can utilize Tata Neu Coins then apply for Tata Neu Infinity/Plus CC against FD or else stick with the IDFC till you get an Unsecured LTF CC as Super Money CC will not be of much use in your case. For daily Cashback use Navi & Super Money for UPI spends. 🤗

No Harm in Trying ✌️

Use Cred

Here's some of best CCs of HDFC & Other banks for your spends as far as I know: Axis Flipkart CC SBI Cashback CC HDFC Millennia CC HDFC Swiggy CC Airtel Axis CC (best for Airtel Users) Axis Ace CC Standard Chartered Super Value Titanium CC Axis Neo CC (only for Mobile Recharge via Paytm)...