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  1. TaxWiser

    Recommend Financial Books You Love

    Here are my recommendations: Books Reason Rich Dad Poor Dad A foundational introduction to personal finance, this book contrasts the financial philosophies of the author’s two “dads” and provides valuable lessons on money management, investing, and financial independence. The Psychology...
  2. TaxWiser

    Best Short-Term Investment Options for 3 Months

    Debt Mutual Funds/ETFs SFB's FD Savings Account with Auto Sweep facility
  3. TaxWiser

    LIC PREMIUM PAYMENT FROM CREDIT CARD

    Amazon Pay ICICI CC & If trick shown in following video is still working then use HDFC Millennia CC :
  4. TaxWiser

    Best app for SIP

    You're welcome! To clarify, mutual funds are not directly stored with SEBI. Instead, they are held by the mutual fund companies (AMCs) and are overseen by SEBI, which regulates and ensures the safety and transparency of these investments. Even if a broker or platform faces issues, your mutual...
  5. TaxWiser

    Best app for SIP

    I personally use INDmoney for my SIP investments and also use Groww, Dhan, and AngelOne for the SIPs of my family members. In my experience, there’s not much difference between these platforms in terms of functionality and ease of use. Each platform offers a user-friendly interface, a wide range...
  6. TaxWiser

    Hdfc credit card MD/CEO

    Send Email 📧
  7. TaxWiser

    HDFC Millennia Credit Card Application

    Currently HDFC is not issuing Millennia as LTF CC no matter what you do. The best they can offer is Millennia FYF CC. If you want Millennia as LTF only then It's just a waste of time and effort. 😔 My personal recommendation will be to try getting Swiggy HDFC or Tata Neu Infinity as LTF CC as...
  8. TaxWiser

    Amazon pay ICICI Bank credit card limit कैसे बढ़ेगा?

    Post in thread 'Amazon pay ICICI credit card limit increase' https://bekifaayati.co/threads/amazon-pay-icici-credit-card-limit-increase.5879/post-29583
  9. TaxWiser

    Best Credit Card for me as a student.

    It was pretty much obvious but thanks for updating 🤗
  10. TaxWiser

    how much utilization of 'Buy Now Pay Later' is good for cibil score

    The following data represents my personal thoughts and is not an official data recognized by any institution: 3-7% Best 1-3% & 7-16% Better 16-30% Good
  11. TaxWiser

    Is this the new credit card scam?

    Sometimes on HDFC payment gateway, their's payment gateway charges for other bank's credit card just like Amazon charges convenience fee for utility bills payment using any Credit card except Amazon Pay ICICI CC. My suggestion would be to reverify it before raising any complaint. If this isn’t...
  12. TaxWiser

    Maximum profit utilisation of Swiggy HDFC Credit card

    There’s a difference between using a credit card to get cashbacks and Only for getting cashbacks, use credit cards. 🤔 Always Do Your Own Maths before making any transaction for sole purpose of getting cashbacks & rewards. 🤗
  13. TaxWiser

    What is Most Rewarding UPI as of Now?

    I'm currently using following UPI apps for cashbacks: Navi Super Money Cred
  14. TaxWiser

    HSBC Credit Limit Enhancement offer

    My recommendation is to increase your HSBC credit limit. This change in your credit report might prompt HDFC Bank to increase your credit limit and eventually offer a better credit card upgrade. 🤗 However, ensure that your overall credit limit does not exceed your annual income, as noticed in...
  15. TaxWiser

    Need Tips About Credit Card Use.

    Nope 👎, CC Utilization in Credit Report will be 22.86% as it's calculated considering overall credit limit. Yupp 👍, An annual fee waiver is generally offered when you spend a certain amount using the credit card within a year, not when you pay the credit card bill of that amount.
  16. TaxWiser

    FLIPKART AXIS bank credit card rejected my application, with 70K salary and 2.5 lakhs in savings

    If you can postpone your purchase till next BBD & GIF, You can either go with Pay Later account or FD based CC to build a Healthy credit score and then Apply for those CCs. If not try applying via branch. Also, if any of your family members have income proof documents (Salary Slip/ITR) then...
  17. TaxWiser

    Suggestion about my new decision

    If you can fully utilize the benefits of a credit card, it can be a valuable financial tool. However, if you cannot, it may be better to avoid it. Just because a credit card is LTF doesn’t automatically make it a good choice. While a lifetime free credit card can be attractive due to the absence...
  18. TaxWiser

    How can I get the Tata neu infinity credit card for LTF

    Link is now visible 👆 check out my previous reply 👍
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