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Sir, Looks like you didn’t get my point. I was not talking about salary eligibility. Here is a more refined and detailed explanation using Gemini AI regarding the same: Total Credit Limit Greater Than Income This means that the combined credit limits of all your credit cards and loans exceed...

It might be because your total credit limit is greater than your income or Poor Credit Mix 🤔

If the bank tells you that a certain minimum amount is needed for an FD-backed secured credit card, that should be the end of the discussion. However, just to make sure the bank officials aren’t pulling a fast one on you, it’s a good idea to double-check the information with the bank’s customer...

Here's the most responsive HDFC CC Customer Support Email ID as per my personal experience:

🤦‍♂️ Next time Apply between March24(end of F.Y.23-24) - April25(start of F.Y.25-26) or during next Great Indian Festival sale and make sure to have CIBIL score >770+ at that point of time along with zero negative remarks in Credit report like delayed payment, over credit utilization, too much...

How long is your Current credit history? Also is their any negative remarks in it?

Self Employed Company Name: PAN Name, (my friend used his name like Rohit Traders) Office Email ID: any new Gmail which has never been submitted on any icici application Notify me whether it worked in your case or not? 🫡

Trader's Office Address: PAN Name, Residential Address submitted in PAN, Landmark different from the one mentioned in Current Address. It worked in my friend's case, Hopefully it also works for you ✌️

Don't know how SBI FD CC Works but my father has a OneCard CC and it appears as secured CC in Credit report along with two unsecured CC i.e SBI SimplySAVE RuPay CC and PNB Platinum Rupay CC.

FD based Secured CC might be more helpful in improving your Credit Mix 🤔

If you require personalized support, try checking out Insurance Samadhan. Lately, I have been noticing a lot of good reviews regarding their services. They specialize in resolving insurance-related grievances, including claim rejections, delays, and policy disputes. Insurance Samadhan offers a...

Agreed 😔 Here's the screenshot of Axis Bank opened in a nearby Rural area this year

Try checking Zero Balance SBI Savings Account opened online via the Yono app, completing the process through video KYC. It offers the best online net banking and app experience, with good customer support via call and email. However, the offline experience may be poor based on your location...

R.I.P. 🕊

Linking multiple UPI apps to your bank account is generally safe and convenient but Sometimes issues occurs due Bank Server issue. Using multiple UPI is much like using different ATMs from various banks (HDFC, ICICI, SBI) when one ATM faces a glitch. Similarly, if one UPI app (say Google Pay) is...

Many changes have been implemented by HDFC in the Farmer’s Savings Account since I last opened one such as my DC annual fees used to be ₹177 but in my latest statement it's ₹236 for the same Rupay DC. My suggestion would be to wait until you receive your physical debit card along with the MITC...

Jupiter Edge Rupay CC Kiwi Rupay CC SBI SimplySAVE RuPay CC PNB Platinum Rupay CC

1. Will Banks Find Out? - Banks typically do not differentiate between funds transferred from a regular bank account and those from an organization or company account. As long as the transfer is legitimate and follows standard banking protocols, it should not raise any issues. However, if the...

Hey there! The answers to your first two questions depend entirely on your merchant and their payment acceptance methods. However, here are some generic answers that might help you a bit: 1. How to pay your Creditors: - You can pay your creditors using your Diners Biz Black card through various...

Considering the current Global & market scenario, investing(equity) for a 1-year tenure might not be the best option. Instead, you should consider the oldest and most basic investment option: Fixed Deposits (FDs). FDs offer a stable and secure way to grow your money with guaranteed returns as...