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Got it. Learned something new today (y)

For improving your score, you will have to first understand why it's low. Getting a Credit Card may not be the best move without doing a root cause analysis of your score.

One of my close friend has SBI Elite as LTF. He works with a top tier PSU.

Just to add the Annual Fees for all 3.... Moneyback Debit Card - ₹ 200 + taxes Millenia Debit Card - ₹ 500 + taxes EasyShop Platinum Debit Card - ₹ 150 + taxes Also, is EasyShop Platinum Debit Card still being issued? I read somewhere that this card was being phased out..

Strange...Are your sure about this? Because from what I know all the credit rating agencies pick this data from the Banks. So if Bank is reporting data to 1 rating agency (Experian), it must surely be reporting to other agencies as well P.S - I don't have 2 Credit Cards from Kotak, but I've...

You can watch this video ***********.youtube.com/watch?v=DYUWVUob4vE&t=17s

Have been using Ditto for the past 3 years, satisfied with their service. There was a minor issues 1 year back as I had made a policy claim and the response time was a bit on the slower side - generally they're very prompt. But was soon streamlined after 1 escalation. Overall I would rate them...

You can follow this thread for updated discussions: https://bekifaayati.co/threads/kotak-activmoney-7-feedback.208/#post-8117

Under current circumstances - FD rates are at an all time high, but Savings Rates are low, having a Sweep- In FD account makes a lot of sense. Can easily make 3-4% extra

Hi, broadly the minimum balance in HUF Account is same as Savings Account. Which means you can open an HUF Account with as low as 5,000 - 10,000 min balance depending on which area (urban/ semi urban, rural) you're in. Please note that currently No Bank offers a Zero Balance HUF Account

How to Track Axis Credit Card Application Status? Have been observing that a lot of folks are finding it tough to track their Credit Card application after applying. Thought would pen down few ways in which you can track your application Online through official website Here are the steps to...

Hi All, found a new feature from Bank of Baroda called ‘Baroda Tabit’. It’s not technically new, as it was launched in 2019. Basically it's a tablet based instant account opening and banking solution. After the launch in 2019, it has seen some success. Infact Bank of Baroda foresees 75% of their...

@Tax with Ria @Hema Kulkarni Requesting your expert insights

HDFC Infinia anyday because of their Smartbuy feature. If you know how to use Smartbuy you can get upto 15-16% cashback for certain transactions.

If the transactions are not too old (2-3 days), you can simply file a complaint with your Bank and they will waive of all the charges. All credit cards come with complimentary fraud insurance

HDFC (or any other Insurer) doesn't offer specific plans for Couples. They offer Family Floaters which can be opted by couples also. Few options in HDFC are - Optima Secure, Health Suraksha and Optima Restore Family. Personally, I've found both Optima Secure and Optima Restore Family to be one...

hi @Tax with Ria , would help if you could share your insights on this

Hey! Apologies but we won't be able to share the excel at this point. You can let us know your needs and monthly spending pattern, we'll suggest a good card for you

Hi @jainanimesh , welcome to the community :)

Right now Axis Credit Cards are pretty much useless. Won't recommend