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Thank you for the update. SBI cashback credit card fees was raised from 500 to 1k. I hope that they don't raise the fees anymore.

Sabse achha tareeka hai ess problem ko twitter pe raise kro with proofs. Aur flipkart aur uske customer care handle ko tag karo. Esse hi aapka jaldi se jaldi resolve ho sakta hai

Have you checked the credit card statement? The amount deducted was total in one go like there was only Rs 101200 entry in it. Or the amount was deducted like Rs 100000 and Rs 1200 separately. It will tell you that if the amount was deducted by credit card company or the payment gateway.

For home loan, there are multiple charges like Lien payment, Insurance charges, processing fees, and some charges are cut after 2 months of loan disbursement

It might be there new policies.

Have you ever received any call from Credit Manager of HDFC Bank? Actually, I applied for ICICI amazon pay credit card a while back. But my applications was rejected. They said that there was an address issues in the documents. Also, they said that they weren't able to confirm my work email.

Yes, works same for the personal loan too

It will be very difficult. You can check if you can get limit based upon your stock. But the interest rate will be high

Achha apne online 0 balance wala account open krni ki koshish ki thi aur nhi hua?

There is both online and offline process to open IDFC Future First Savings Account. I can easily guide you with the online process. But firstly, you should know about eligibility of this bank account: You must be at least 18 years old. You'll need a valid ID proof (like Aadhaar card or...

I think you only have to wait a few more months. So you can eligible for that

Yes, it will increase your chances of getting a loan if there is guarantor. In that case, the guarantor must have a good credit history. If he/she have bad credit history then bank will reject the application.

Ye bank ki internal policy hai. Agar aap naya khulwate ho account toh vo online khul jayega. Lekin pehle wala account convert hona bahut mushkil hai

That's a very strange case. I would recommend you to get proper report from CIBIL & experian website. It's free for once in a year. In that report, you might find out about the reason of decline in CIBIL score

Visa Card Type Key Features Visa Classic Credit Card - 24/7 global customer care assistance. - Emergency card replacement for lost/stolen cards. - Cash advances at 1.9M+ ATMs in 200+ countries (not recommended due to high interest rates of 48-60% p.a.). - Rewards for dining, shopping...

Yes, you can actually redeem those reward points easily. But, there are some drawbacks: Redemption value of reward points are really low. Unless, you use those on petrol pump. Limit to earn rewards from other spends is not good.

I think you need salary slips to open a salary account there. You can easily open it on your own

It depends upon your fuel consumption every month

If you have free domestic lounge access on that card, I don't see any problem happening. Is there any specific reason you asked this question

I think you can easily get unsecured credit card if you have good credit card history. For beginners, it might be not that good to get unsecured card