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  1. Tax with Ria

    tax saving ideas

    Apart from that you'll get deduction of interest in savings bank account under 80TTA . If you've invested in any EV, then get deduction under 80EEB.
  2. Tax with Ria

    tax saving ideas

    Yes, ELSS comes under 80C but if you haven't exhausted the limit, you can invest in ELSS, they are giving good returns. Also if you need any personal advice you may DM me
  3. Tax with Ria

    high intrest rate Best Saving AC

    It's quite flexible as you can open savings and current account as well, but if you aren't engaged in high withdrawals, then i would recommend you that open savings a/c
  4. Tax with Ria

    Best investment govt scheme

    RBI GOLD BONDS NHAI/REC BONDS SSS SCHEME ATAL PENSION YOJANA
  5. Tax with Ria

    If a take 10 lac loan but can i pay the amount early after 2years and how is the interest be count???

    Yes provided no higher amount of penalty due to prepayment. If you're able to save 5-6 lacs by payment of 1 lakh penalty then i must say go for it and also it won't impact your CIBIL score
  6. Tax with Ria

    high intrest rate Best Saving AC

    DCB Bank: This bank provides interest rates of up to eight per cent on savings accounts, making it the top choice among private banks in terms of interest rates. The minimum balance requirement ranges from ₹2,500 to ₹5,000.
  7. Tax with Ria

    high intrest rate Best Saving AC

    DCB Bank: This bank provides interest rates of up to eight per cent on savings accounts, making it the top choice among private banks in terms of interest rates. The minimum balance requirement ranges from ₹2,500 to ₹5,000.
  8. Tax with Ria

    Distribution of 10L for FD

    Kindly stop using Paytm after Feb 24, as RBI deregularised paytm due to non compliance and has been ordered to not accept any new customers.
  9. Tax with Ria

    Let's list all tax saving hacks at one place.

    Well done, quite exhaustive list. Covered various deductions of Chapter VI-A. HRA is quite ellborative, for which one should use HRA CALCULATOR in google.
  10. Tax with Ria

    tax saving ideas

    Currently your tax is 45864/-. Claim traveling or daily allowance. Claim HRA u/s 10(13A) Purchase EV, can get deduction upto 150000 of int on loan taken Mediclaim insurance, 25000 for yourself and 25000 for parents ( if senior citizen then 50000) If you do not have HRA component then claim...
  11. Tax with Ria

    tax saving ideas

    Invest in ELSS tax saving MF
  12. Tax with Ria

    Can i get my deducted my tax back if i have agreed and paid?

    Well, you must file a grievance in CPC ITR sub topic to get the issue resolved
  13. Tax with Ria

    How To Know Which GST Is Good For Our Business REG VS COMP

    Well instead of questioning here, go and talk to a CA, he'll tell you the exact scenario on thr basis of projected FSS or current FSS whether to register for GST or not because it's not a common business, it's a business where your client is govt, so no non compliance must be made
  14. Tax with Ria

    GST officials keep coming for ransom

    Also the penalty demanded can not be paid in cash under GST ACT, 2017. YOU'LL HAVE TO PAY BY CHALLAN & FROM CASH LEDGER OF YOUR GST PORTAL. NO GST OR INCOME TAX act ask you to pay the penalty or fee or late fee by cash... it's strictly prohibited.
  15. Tax with Ria

    GST officials keep coming for ransom

    Hello, being a CA final student, I've already worked with GST and GST department in UP, Kanpur. First of all no Assessing officer or other officers of GST enter your business premise without any prior notice. You must look to the notice served on your GST portal under service>>my notice tab. If...
  16. Tax with Ria

    Finance & Taxes

    The Income Tax Act, 1961. As the name suggests, tax is collected on income we've earned not on the savings left after spending. Well, people think that tax should be charged on the net savings left and not on net income and condemn the current model of income tax, as already salaried individuals...
  17. Tax with Ria

    Financial Habbit

    Being a CA student, we are made to work for 13-14 hrs and in return we get little pennies in form of stipend. Despite of small amount of savings, I've invested in buying physical gold which I would require anyway in marriage, sovereign gold bonds 2025, one time SIP investment so that i can avail...
  18. Tax with Ria

    Why Buy a House in India?

    Buying a house may toll on your mental and financial health but the long term benefits can't be ignored. 1. It gives you a sense of achievement and a security in your back head. 2. Even if you're laid off from a job, you have your own land or house to work upon. Suppose you can start a small...
  19. Tax with Ria

    Hi team

    Hello team, I am Ria Sachan, CA FINAL student ( qualified CA FINAL GROUP 1), I shall cater to great financial advice on Income tax, GST and portfolio management.
  20. Tax with Ria

    Discuss About Your Financial Goals

    Hello everyone, I am Ria Sachan, currently a CA FINAL student struggling with my burden of failures and thriving everyday to “restart". I am considered as a rock to my family(my mother says so) because I've managed my family problems, CA studies, worst articleship experience single handedly...
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