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Contact customer support to confirm whether the card is LTF. In the meantime, you can make extensive use of this card for online purchases and enjoy substantial returns. Even with a fee of 500, this card remains a valuable choice.

Effective Dates: Please note the two key effective dates for these changes: June 20, 2025, and October 1, 2025. General Program Changes Reward Tracking Method (Effective June 20, 2025): Reward points will now be calculated based on transaction categories instead of Merchant Category Codes...

You can buy products on amazon, as well as paying utility bills.

OneCard Credit Card IndusInd Legend Credit Card These 2 aren't working as of now for that offer.

Mine always under 2% cause of multiple cards.

I don't believe that the credit mix is the determining factor. My uncle is in a similar situation, he has only credit cards, no other loans, and his circumstances are otherwise identical to mine. He has maintained zero inquiries for the past four years, and his credit age is 13 years. Despite...

From Last 1 and half year my score is 792 - Maintain Low Credit Utilization ✅ - Timely Payments ✅ - Hard Inquiries (only 2 enquiries in last 11 months) ✅ - Old Accounts Active ✅ - Credit Utilization (always under 20%) ✅ - Healthy Credit Mix (Having only credit cards no other loan) 5years 11...

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app is from : Microsoft

You can use SMS Organiser by Microsoft.

Opting for the insurance provided by the car dealer can be a practical choice, as it often simplifies the claim process when dealing with an insurer linked to the dealership.

Obtaining a credit card with a CIBIL score of 714 can be challenging, as most banks typically set a minimum requirement of 740 to 760. However, you might consider exploring options with IndusInd Bank or RBL Bank, as they are known to have relatively lenient criteria for issuing credit cards.

If you pay your credit card bill before the statement is generated, it won't directly increase your CIBIL score. However, it's still a good practice as it helps keep your credit utilization ratio low, which is an important factor in maintaining a healthy credit score.

If you pay your credit card bill before the statement is generated, it won't directly increase your CIBIL score. However, it's still a good practice as it helps keep your credit utilization ratio low, which is an important factor in maintaining a healthy credit score.

41 inquiries in 1 year and 5 months is quite high! Some banks, such as Federal, have strict conditions stating there shouldn't be more than 2 inquiries within the past 3 or 6 months. However, most other banks may approve applications if the individual has a stable income source and maintains a...

Starts around 25k per person.

I’d recommend using someone else’s card instead. Using 100% of your credit limit can temporarily lower your CIBIL score. It may also affect your chances of a limit increase from ICICI, as they could see you as a risky borrower. It's not worth the hassle with so many potential complications. If...

What is your score now? Check you CIBIL score too, you posted screenshot of Experian.

Check how old your Tata Neu credit card is. HDFC usually has a cooling-off period of 6 months for applying for new cards. Sometimes, it could just be 3 months, but applying within this period often leads to rejection. As for the bank's help desk, they're not always very helpful, they might give...

If you have not yet obtained a card, you may consider opting for the Kiwi Yes Bank Card.