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Obtaining the Emeralde LTF is quite rare. Even customer support is unable to assist, as they will inform you that it is system-generated. However, if you have a RM, you may ask them if they can help in securing it as LTF

Kotak Urbane Gold Credit Card: Milestone Feature: Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points As of now there is no list of non-eligible transactions.

There is no disadvantage in maintaining an Insta Savings Account. However, if you wish to close it, please visit the branch and submit an account closure form. Should the bank staff inform you that closing the account will result in the loss of your credit card, you can clarify that you have...

Please mention what you entered in application - Occupation - Annual Income etc etc

Defaulters score won't increase, even if it does no one would give him new credits unless its secured loan.

Please do not be overly concerned. With only five months of credit history, it will take some time to build your score to over 760. As you mentioned, continue to make timely payments and maintain a low utilization ratio, ideally under 60%.

You'll get a mail with GV

Mostly Vkyc only!

Please note that the bank will issue only one card, so it is important to choose wisely. The card carries an annual fee of ₹471.82. 10 points for every ₹100 spent on online transactions. 2 PopCoins for every ₹100 spent on offline transactions. 2% PopCoins on UPI transactions, up to a maximum of...

Pros: - Active money - Auto Sweep of amount above 25k into FD - You can do everything in app itself, haven't visited bank in 7 years. - Now there 811 UPI app gives cashbacks (Promotional could be discontinued in future) Cons: - I would say costumer support.

In In those 3, I would take OneCard. But if I have to take FD card, I would take SuperMoney credit card instead of these. cause FD interest rate is high.

You may close the card before its renewal without impacting your credit score. . However, please note that with some banks, it can be challenging to obtain a new card once you have closed an existing one with them.

Nope, Me using SBI card that would not happen 😅

Ask costumer support for upgrade, if you're having 1.5L limit it would be easy or else depends on your negotiation and luck.

PSU bank bro it would take sometime.

Keep both HDFC cards, If you are thinking of closing one, close Tata Neu Plus, if you close BizGrow it will be difficult for you to get HDFC core card again.

t will be debited automatically, and you will need to pay it when your regular credit card bill is generated.

For same reason I'm having Axis Ace and Airtel.

They don't know! if the card is shown in preapproved section, it will be generated in the app itself.