If you can postpone your purchase till next BBD & GIF, You can either go with Pay Later account or FD based CC to build a Healthy credit score and then Apply for those CCs. If not try applying via branch. Also, if any of your family members have income proof documents (Salary Slip/ITR) then...
If you can fully utilize the benefits of a credit card, it can be a valuable financial tool. However, if you cannot, it may be better to avoid it. Just because a credit card is LTF doesn’t automatically make it a good choice. While a lifetime free credit card can be attractive due to the absence...
Absolutely 👍
Possible but requires really good Credit history. But bank officials will try their best to avoid this upgrade Ifykyk.
Closing a credit card can impact your CIBIL score by increasing your credit utilization ratio and reducing the average age of your credit accounts. However, if...
If you see loans from Flipkart Pay Later or Simpl on your credit report but are unsure which app they are associated with, you can contact these services directly for clarification. Check any emails, SMS notifications, or app notifications from these services. They often send reminders or...
Yupp but for short-term, within 3-9 months it gets normal if you pay your CC bill & Loan EMI on time, maintain credit utilization <30% & don't apply for any new Credit or Loan.
Considering your spends, you should consider Amazon Pay ICICI CC, Swiggy HDFC CC, Airtel Axis CC, Axis Atlas CC, Tata...
Millennia is not being offered LTF as of now, therefore you should try to grab the current Ongoing HDFC LTF CC offer specifically Swiggy & Tata Neu Infinity LTF CC:
Thread 'HDFC Lifetime Free (LTF) Credit Cards' https://bekifaayati.co/threads/hdfc-lifetime-free-ltf-credit-cards.6822/
Only an Insurance Agent can provide most accurate answer to this questions which I'm not.
Always go with Regular Pay option in Term Insurance, looks like you haven't learned anything from LLA insurance video that I suggested before in our previous conversations.
Looks Good Term plan...
Yes, you can use your Axis Flipkart Credit Card to pay your LIC premium on the LIC official website. However, it’s important to note that the Axis Flipkart Credit Card typically does not offer cashback on insurance payments, including LIC premiums as per Flipkart Axis CC T&Cs.
The 1% cashback...
Sometimes they can waive off Annual fees
Contact customer care via email
with all the screenshots & documents supporting that your card is LTF and if you don't have any proofs then try using the same trick for your Tata Neu Infinity CC mentioned in following video on how to make Swiggy HDFC CC LTF: