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  1. TaxWiser

    FLIPKART AXIS bank credit card rejected my application, with 70K salary and 2.5 lakhs in savings

    If you can postpone your purchase till next BBD & GIF, You can either go with Pay Later account or FD based CC to build a Healthy credit score and then Apply for those CCs. If not try applying via branch. Also, if any of your family members have income proof documents (Salary Slip/ITR) then...
  2. TaxWiser

    Suggestion about my new decision

    If you can fully utilize the benefits of a credit card, it can be a valuable financial tool. However, if you cannot, it may be better to avoid it. Just because a credit card is LTF doesn’t automatically make it a good choice. While a lifetime free credit card can be attractive due to the absence...
  3. TaxWiser

    How can I get the Tata neu infinity credit card for LTF

    Link is now visible 👆 check out my previous reply 👍
  4. TaxWiser

    How can I get the Tata neu infinity credit card for LTF

    https://v.hdfcbank.com/htdocs/amp/personal/pay/cards/credit-cards.html
  5. TaxWiser

    How can I get the Tata neu infinity credit card for LTF

    It's standard practice in case bank has any doubts regarding the same. Proceed as per their Instructions 👍
  6. TaxWiser

    Tata Neu Infinity vs Freedom

    Can't say precisely but I know many people having 1 core HDFC CC & 3 Co-Branded CCs.
  7. TaxWiser

    HDFC Tata neu plus credit card

    Arrange some screenshots(edited) confirming that you applied for LTF CC and email them as shown in the video. 🙃
  8. TaxWiser

    HDFC Tata neu plus credit card

    You can try the trick for Tata Neu similar to the one mentioned for Swiggy in the following YT video:
  9. TaxWiser

    Best Credit Card for me as a student.

    Absolutely 👍 Possible but requires really good Credit history. But bank officials will try their best to avoid this upgrade Ifykyk. Closing a credit card can impact your CIBIL score by increasing your credit utilization ratio and reducing the average age of your credit accounts. However, if...
  10. TaxWiser

    Will my credit score be affected?

    If you see loans from Flipkart Pay Later or Simpl on your credit report but are unsure which app they are associated with, you can contact these services directly for clarification. Check any emails, SMS notifications, or app notifications from these services. They often send reminders or...
  11. TaxWiser

    Suggestion about my new decision

    If you can utilize Shoprite CC benefits then take it or just leave it. 🤗
  12. TaxWiser

    Will my credit score be affected?

    Yupp but for short-term, within 3-9 months it gets normal if you pay your CC bill & Loan EMI on time, maintain credit utilization <30% & don't apply for any new Credit or Loan. Considering your spends, you should consider Amazon Pay ICICI CC, Swiggy HDFC CC, Airtel Axis CC, Axis Atlas CC, Tata...
  13. TaxWiser

    HDFC Millenia CREDIT CARD

    Millennia is not being offered LTF as of now, therefore you should try to grab the current Ongoing HDFC LTF CC offer specifically Swiggy & Tata Neu Infinity LTF CC: Thread 'HDFC Lifetime Free (LTF) Credit Cards' https://bekifaayati.co/threads/hdfc-lifetime-free-ltf-credit-cards.6822/
  14. TaxWiser

    LIC New Tech Term - Quires

    🤦‍♂️ Time Stamp - 12:06
  15. TaxWiser

    LIC New Tech Term - Quires

    Only an Insurance Agent can provide most accurate answer to this questions which I'm not. Always go with Regular Pay option in Term Insurance, looks like you haven't learned anything from LLA insurance video that I suggested before in our previous conversations. Looks Good Term plan...
  16. TaxWiser

    LIC PREMIUM PAYMENT FROM CREDIT CARD

    Contact customer care or visit branch
  17. TaxWiser

    LIC PREMIUM PAYMENT FROM CREDIT CARD

    Since LIC cards are Co-Branded CCs unlike Core CC, you might get it from Axis. And if they failed to offer it you can go with IDFC LTF LIC CC.
  18. TaxWiser

    LIC PREMIUM PAYMENT FROM CREDIT CARD

    Yes, you can use your Axis Flipkart Credit Card to pay your LIC premium on the LIC official website. However, it’s important to note that the Axis Flipkart Credit Card typically does not offer cashback on insurance payments, including LIC premiums as per Flipkart Axis CC T&Cs. The 1% cashback...
  19. TaxWiser

    HDFC Tata Neu Infinity credit card

    Sometimes they can waive off Annual fees Contact customer care via email with all the screenshots & documents supporting that your card is LTF and if you don't have any proofs then try using the same trick for your Tata Neu Infinity CC mentioned in following video on how to make Swiggy HDFC CC LTF:
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