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  1. TaxWiser

    What should be my first savings account ?

    Keep a combination of PSU(SBI/BOB) & Private(HDFC/ICICI/AXIS) Bank Savings Account. 🤗
  2. TaxWiser

    ULIP vs mutual fund

    Watch Labour Law Advisor's YT videos/Playlist on ULIPs to see the Broader Picture. 😒
  3. TaxWiser

    HDFC Lifetime Free (LTF) Credit Cards

    As per my experience this offer is useful for HDFC Customer with Zero CC (Mostly) Non HDFC Customer Existing HDFC CC Holders (Rarely) But I feel that everyone should try their luck at least once; who knows, it might work out. I personally applied for 9 people, out of which only 2 got their...
  4. TaxWiser

    NEED HELP for stock releated fees

    ■ Seek Clarification and Negotiate: Request a meeting or a detailed explanation from VCK Securities regarding the fees. If the fees are not justified, negotiate with them to reduce or waive some of the charges. Mention that you were not informed about these high charges beforehand and that such...
  5. TaxWiser

    HDFC swiggy credit card

    Nope 👎
  6. TaxWiser

    HDFC swiggy credit card

    Yupp 🙃
  7. TaxWiser

    HDFC swiggy credit card

    🤔
  8. TaxWiser

    Best fuel + ofline spent credit card

    A bank can’t convert a lifetime free credit card into a paid card without your direct or indirect permission. As I mentioned, they might try to do so via upgrade offers. Once a card is issued as lifetime free, the bank can only decrease the limit or close the card if they find some illegal...
  9. TaxWiser

    HDFC Lifetime Free (LTF) Credit Cards

    Offer Extended till 16th January 2025 🥳 If you don’t have an HDFC credit card or want any of the offered credit cards, now is the best time to try your luck. Hurry up! 🤑
  10. TaxWiser

    Income Tax Filing and Tax Liability for Receiving Funds through Bank Account

    Hey there! It sounds like you're doing a great job with your recharge service! Here are a few friendly tips to help you stay on top of your tax game: 1. Filing Income Tax Returns Yes, you should definitely file your income tax returns. Since your annual receipt is around ₹7.2 lakh, it's above...
  11. TaxWiser

    Usage of credit card limit

    Total Credit Limit
  12. TaxWiser

    10x reward point hdfc bank credit card

    The HDFC Biz Grow Credit Card offers various rewards and benefits, but it’s important to note that insurance payments are generally excluded from earning rewards. To maximize your rewards, focus on eligible transactions and take advantage of the accelerated Cash Points on business-related...
  13. TaxWiser

    Mutual fund SIP payment using Amazon pay

    A credit card can be used to load balance in an Amazon Pay Wallet. However, using this balance for investments is prohibited, thereby ensuring compliance with SEBI guidelines. ✌️
  14. TaxWiser

    HDFC swiggy credit card

    Yupp 🫣 Currently they are doing Physical Home Address Verification via Third-party Agent and in some case asks for Income Documents (Mostly in case of New Customers who don't have Savings/Salary A/C in HDFC Bank)
  15. TaxWiser

    Budgeting is the first step towards financial discipline

    I completely agree that monthly budgeting is crucial for managing finances effectively. Without a budget, it’s easy to lose track of spending and miss out on potential savings. Budgeting helps you allocate your income towards essential expenses, savings, and investments, ensuring you live within...
  16. TaxWiser

    Best Credit card for Book my show BOGO offer?

    Check it on the website:
  17. TaxWiser

    Analyzing First credit score

    I think it won't, but not sure 😅
  18. TaxWiser

    Bill payment fraction

  19. TaxWiser

    Best Credit card for Book my show BOGO offer?

    IDFC First Wealth CC
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