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If you can utilize Tata Neu Coins then apply for Tata Neu Infinity/Plus CC against FD or else stick with the IDFC till you get an Unsecured LTF CC as Super Money CC will not be of much use in your case. For daily Cashback use Navi & Super Money for UPI spends. 🤗

No Harm in Trying ✌️

Use Cred

Here's some of best CCs of HDFC & Other banks for your spends as far as I know: Axis Flipkart CC SBI Cashback CC HDFC Millennia CC HDFC Swiggy CC Airtel Axis CC (best for Airtel Users) Axis Ace CC Standard Chartered Super Value Titanium CC Axis Neo CC (only for Mobile Recharge via Paytm)...

Here are my recommendations: Books Reason Rich Dad Poor Dad A foundational introduction to personal finance, this book contrasts the financial philosophies of the author’s two “dads” and provides valuable lessons on money management, investing, and financial independence. The Psychology...

Debt Mutual Funds/ETFs SFB's FD Savings Account with Auto Sweep facility

Amazon Pay ICICI CC & If trick shown in following video is still working then use HDFC Millennia CC :

You're welcome! To clarify, mutual funds are not directly stored with SEBI. Instead, they are held by the mutual fund companies (AMCs) and are overseen by SEBI, which regulates and ensures the safety and transparency of these investments. Even if a broker or platform faces issues, your mutual...

I personally use INDmoney for my SIP investments and also use Groww, Dhan, and AngelOne for the SIPs of my family members. In my experience, there’s not much difference between these platforms in terms of functionality and ease of use. Each platform offers a user-friendly interface, a wide range...

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Currently HDFC is not issuing Millennia as LTF CC no matter what you do. The best they can offer is Millennia FYF CC. If you want Millennia as LTF only then It's just a waste of time and effort. 😔 My personal recommendation will be to try getting Swiggy HDFC or Tata Neu Infinity as LTF CC as...

Post in thread 'Amazon pay ICICI credit card limit increase' https://bekifaayati.co/threads/amazon-pay-icici-credit-card-limit-increase.5879/post-29583

It was pretty much obvious but thanks for updating 🤗

The following data represents my personal thoughts and is not an official data recognized by any institution: 3-7% Best 1-3% & 7-16% Better 16-30% Good

Sometimes on HDFC payment gateway, their's payment gateway charges for other bank's credit card just like Amazon charges convenience fee for utility bills payment using any Credit card except Amazon Pay ICICI CC. My suggestion would be to reverify it before raising any complaint. If this isn’t...

There’s a difference between using a credit card to get cashbacks and Only for getting cashbacks, use credit cards. 🤔 Always Do Your Own Maths before making any transaction for sole purpose of getting cashbacks & rewards. 🤗

I'm currently using following UPI apps for cashbacks: Navi Super Money Cred

My recommendation is to increase your HSBC credit limit. This change in your credit report might prompt HDFC Bank to increase your credit limit and eventually offer a better credit card upgrade. 🤗 However, ensure that your overall credit limit does not exceed your annual income, as noticed in...

Nope 👎, CC Utilization in Credit Report will be 22.86% as it's calculated considering overall credit limit. Yupp 👍, An annual fee waiver is generally offered when you spend a certain amount using the credit card within a year, not when you pay the credit card bill of that amount.