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Hi everyone, I raised a dispute with the credit bureau to remove two enquiries, one from HDFC Bank and one from Bajaj Finance. Both were filed under one Dispute ID, but they were separate enquiries. Both lenders took longer than the allowed time to respond: HDFC took 61 days Bajaj Finance took...

I’ve just started earning and want to begin investing, but I’m confused. Should I first build an emergency fund or directly start SIPs in mutual funds? Some say it’s okay to do both together, others say to save first then invest. What’s the smarter approach?

Just sharing this here since a few of us were talking about it earlier. Key updates: The new eligibility criteria kick in from 1st July 2025. For anyone onboarded on or before 30th June 2025, the new criteria will apply from 1st October 2025. If your group gets upgraded or downgraded on/after...

I have been working for 2 years. Now I think that I have enough savings to buy my choice of bike. Right now, I also have a SBI SimplyClick credit card. I wanted to know if it would be good to buy bike the credit card? Like there are three options for me now: buy bike with credit card, cash or...

It is been a long time that I have been in some debt. But this debt is all from offline people. My cibil score. I have got a good job but now I want some low interest personal loan amount so i can pay off the debt and start giving EMI with my salary. I really want to get out from this is there...

Hi everyone, Two years ago, I was drowning in ₹5 lakh debt from credit cards and a personal loan. I had a lot of stress because of that. It was looking impossible to get out of this trap. But I started to take some small steps after I researched and made my knowledge into some actionable steps...

I wanted to know if there are any government schemes that provide loan to students. I have heard about PM VidyaLakshmi scheme. But, I think that is for girls only. Can someone please tell me? Actually my cousin brother wants to study and don't have funds with him. Any scholarship idea will also...

Karur Vysya Bank provides many electronic payment options for Indian Customers. Mainly there are 3 ways in which you can make electronic payments with Karur Vysya Bank - RTGS, NEFT, and IMPS. Before moving forward, it's important to understand the differences between the 3 modes; Type of...

Federal Bank provides many electronic payment options for Indian Customers. Mainly there are 3 ways in which you can make electronic payments with Federal Bank - RTGS, NEFT, and IMPS. Before moving forward, it's important to understand the differences between the 3 modes; Type of Transfer...

Indian Overseas Bank provides many electronic payment options for Indian Customers. Mainly there are 3 ways in which you can make electronic payments with Indian Overseas Bank - RTGS, NEFT, and IMPS. Before moving forward, it's important to understand the differences between the 3 modes...

Different Types of UCO Bank Zero Balance Account Opening Online: UCO Salary Suvidha Salary Account (UCSSA) 4 tiers- classic, silver, gold and platinum. Zero balance account. Free Demat account opening. Credit card available. Debit cards- personalized RuPay Platinum card for classic and gold...

Bank Of India with its 5100+ branches spread across India aims at corporates, medium business and upmarket retail customers, and developmental banking for small business, mass market, and rural markets. Pratham Savings Account: Designed for youth, minimum 18 years of age. Zero balance...

South Indian Bank provides electronic payment options for the Indian market. Mainly there are 3 ways in which you can make electronic payments with South Indian Bank - RTGS, NEFT, and IMPS. Before moving forward, it's important to understand the differences between the 3 modes; Type of...

Cosmos Bank provides electronic payment options for the Indian market. Mainly there are 3 ways in which you can make electronic payments with Cosmos Bank - RTGS, NEFT, and IMPS. Before moving forward, it's important to understand the differences between the 3 modes; Type of Transfer NEFT...

Madhya Pradesh Poorv Kshetra Vidyut Vitaran Company Limited (MPEZ) is responsible for the dispersal of electricity within the eastern part of Madhya Pradesh. MPEZ bill is the bill issued by the organization to showcase the electricity consumption within the region. This bill is issued to all...

IDFC First Select Credit Card is a premium offering from IDFC First Bank, known for its diverse range of benefits and exclusive features. This card gives to various needs, making it a popular choice among customers. Welcome Benefits and Fees of IDFC First Select Credit Card No joining fee or...

Health insurance is like a safety net that protects you and your family from the financial burden of medical expenses. With the rising occurrence of health issues and the increasing costs of medical treatments, having a health insurance plan has become more crucial than ever. However, choosing...

In today's world, travel is more than just a journey from one place to another; it has become an integral part of our lives, offering a break from the pressures of work and daily responsibilities. Vacations are no longer restricted by distance, and the essence of travel extends beyond exploring...

For millennials, owning a home remains a cherished Indian dream. However, in the 21st century's volatile economy, achieving this dream requires a solid understanding of the home loan process, especially for first-time buyers. While various guides exist online, this comprehensive guide aims to...

Looking at your investment journey in your 20s might seem easy, but it's a crucial step towards securing a financially sound future. This article will simplify investment strategies for young individuals, highlighting key principles and actionable steps to build wealth and achieve financial...