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  1. M

    Too much confusion, does credit utilization ration calculated out of crdit cards only or it add outstanding loans balance too ?

    CIBIL credit utilization ratio icludes which financial products is still a mystry and there are diffrent opinions of people, some says it includes only credit card and some says it include all the loans plus credit card ... i am still in doubt , Experts help i have shared two screenshots , one...
  2. M

    CIBIL should reveal exact formula for computing CIBIL Score for better transparency and should also provide reasons for drop and rise of CIBIL score

    I think its our right to have proper information about how our score is being calculated, private agency like CIBIL having all our financial data should be more tranparent with us and should provide us monthly update on reason of rise and fall of CIBIL score, what you think ...
  3. M

    I closed my 4 years old Flipkart pay later account and my credit score dropped, why ?

    I only have one old pay later account of flipkart while other accounts are just one year older and once i have closed that my Cibil history length shortened to 1 year only and my credit score dropped by 16 points ,, why closing old account drop cibil score, why closed old account does not count...
  4. M

    Why servers of Bekifaayati are down again? i ahve proof

    see this screenshot of yesterday, it was not opening again
  5. M

    I closed my 4 years old Flipkart pay later account and my credit score dropped, why ?

    I only have one old pay later account of flipkart while other accounts are just one year older and once i have closed that my Cibil history length shortened to 1 year only and my credit score dropped by 16 points ,, why closing old account drop cibil score, why closed old account does not count...
    • Mahirathore360
    • Thread
    • hitirfan nikhilchauhan shavirb skylar the insane trader zacobite
    • Replies: 5
    • Forum: Credit Score
  6. M

    Which Idfc first bank credit card is for beginner ? name some low eligibility credit card of Indusind bank also

    I want to know about beginner level credit card of Indusind bank and IDFC first bank
  7. M

    Why servers of Bekifaayati are down usually?

    i have noticed it multiple times , this site doesn't open often , please look at this issue
  8. M

    Top best 5 low cibil (700+) unsecured credit cards lifetime free

    provide list of unsecured credit cards that are easily approved
  9. M

    Why Navi finance got banner by RBI ?

    Do you know why Navi got banned ? And when it will start giving loan again
  10. M

    What are the best ways to get pre approved loan offer from banks?

    Tell me your tricks to get pre approved loan offer from banks
    • Mahirathore360
    • Thread
    • pre approved pre approved loan pre-apporved credit card
    • Replies: 1
    • Forum: Loans
  11. M

    Which bank gives fastest pre approved loan offer on credit card?

    Please help
  12. M

    Tell me your best trick for getting pre approved loan offer from banks

    What are the ways to get pre approved loan offer from banks
  13. M

    Zet magnet sbm credit card effect on Cibil score

    Does zet magnet sbm credit card considered as Secured loan or unsecured loan in Cibil report
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