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  1. Mr Simplifier

    Form 16 is incorrect

    I worked in a company just for 10 days in the last financial year. They have not paid me anything for that and it was ok, the HR straightaway refused the for any salary. But now when I checked my Form16 it shows that they have paid me 30K. I checked all my bank statements, I have not received...
  2. Mr Simplifier

    Best Investment plan for 1 or 2 years ?

    What is the Rate of Return of RD in small Finance Bank?
  3. Mr Simplifier

    Which is the best term insurance plan for 1 Cr. sum assured?

    You should never go for ulip plans. I would never suggest anyone to go with it.
  4. Mr Simplifier

    Which is the best term insurance plan for 1 Cr. sum assured?

    Are you sure that you want to go with LIC. Because there are plans better than LIC in the market... If you want to know I can suggest you some. If needed drop your details. Age Gender Habits- smoking or drinking if any Medical condition or pre-existing diseases. I will let you know the best...
  5. Mr Simplifier

    Best Investment plan for 1 or 2 years ?

    How risky are small-cap funds in such short duration ?
  6. Mr Simplifier

    Best Investment plan for 1 or 2 years ?

    hey everyone, I have a situation, I have my health and term insurance and I pay the premium annually. I am looking for the best way to save monthly for a year or 2. I save almost 2.5k every month for this. Is there any better option than liquid funds?
  7. Mr Simplifier

    Need a suggestion

    It's your time to take a little risk and go for small-cap fund and a flexi cap if you wish to. I would suggest going with small-cap fund.
  8. Mr Simplifier

    Which Health insurance for father with Diabetes mother with no disease will be best ?

    Aditya Birla Activ One With Riders- Claim Protect Super Credit Reduction in Pre Existing Disease (1 Year) Mention all your medical conditions (Select other diseases also to cover migraine) and your premium will be around 41K Annually. According to me, this is the best Plan available for you...
  9. Mr Simplifier

    Which Health insurance for father with Diabetes mother with no disease will be best ?

    I am checking the best plan for you I will share it with you soon.
  10. Mr Simplifier

    what are some zero balance accounts available in 2024

    KOTAK 811 But only for a year.
  11. Mr Simplifier

    Guys suggest me on investment of 4 lakh to 6lakh for 1 year duration with high returns at low risk..

    You can distribute your fund in 2 liquid funds or in liquid fund and FD.
  12. Mr Simplifier

    Which Health insurance for father with Diabetes mother with no disease will be best ?

    If you go with the plan which has lock the clock feature in niva... they are the best... premium will not be that much higher in the long run... you will save a lot of premium.
  13. Mr Simplifier

    Which Health insurance for father with Diabetes mother with no disease will be best ?

    @ShavirB can I find a Plan for him ? or can I tag some video link for his help ?
  14. Mr Simplifier

    Which Health insurance for father with Diabetes mother with no disease will be best ?

    NO, Don't go for this policy. Room rent limit is 1% of sum Insured. I will have to check for the co-pay claws also is is 10% which is also not good. You need to check for all of this before you buy health insurance.
  15. Mr Simplifier

    Transfer of agency of health insurance within the same insurance company.

    Yes that is portability of insurance, and according to my that is the best option to change your agent. Many good policies are available in the market ... I can suggest some if you tell me your requirements.
  16. Mr Simplifier

    LTCG Benefit on repaying Home Loan?

    If you sell a property (other than agricultural land) and buy another one within a specified time frame, you can claim exemptions under Section 54 and Section 54F of the Income Tax Act, 1961, to save on capital gains tax. Here's a brief overview of these sections: 1. Section 54: This section...
  17. Mr Simplifier

    Best CC : bells and whistles

    Ya but I don't think that the devaluation of the card is going to affect you much.. You can use your primary card for your major expenses and use this card jus for the lounge axis and some minimum expenses added to it, no minimum expense limit is applied to this card.
  18. Mr Simplifier

    Top 5 Health Insurance Companies in India

    I found Niva slightly more kefaayati for peolpe those who are young beacause with lock the clock facilities in some of their plans the premium is fixed untill your first claim... for example- if you buy the insurance at the age of 27 and you are paying 12000 annually and your first clame come...
  19. Mr Simplifier

    Transfer of agency of health insurance within the same insurance company.

    Changing the agent ...!!! I don't think its possible.... I am also in a same type of a situation... Isted of just chaging to an local agarnt ... I will transfer my policy to a different provider through my preferred agent.. You will not loose any of you no clame bonuses and you can easily...
  20. Mr Simplifier

    Pre disease insurance

    Sir I would suggest you that you should go for any health insurance... I can't be specific because of your condition...I will even confirm that to you shortly.... I would Suggest you to add on a ridere to cover existing conditons that will help you cove your condition from from the day of...
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